Why?
I never provided my monthly expenses breakdown btw, but it includes investments, taking the girl out, her birthday presents, and an engagement ring.
EDIT: This is going to get off topic but she's also more educated than me (Masters vs Bachelors), makes 30% more than me, but is down to earth, low key, has zero interest in useless brand name ****, and has spent 28 years of her life single and independent. I had a choice between moving in with her and making her life easier by paying for groceries, doing dishes, maintaining her car, etc. and building our future or staying with my parents and saving money. I chose the first and now have to give up the bike (temporarily) as the result. I could move back home...but I'm not investing time into anything there anymore.
EDIT EDIT:
The main issue is have no interest in street riding. It's just gonna lead to an HTA172 ticket. With $200 a month I have a choice of upgrading computer parts, buying video games, or what not which would last me hundreds of hours...or a trackday every once in a while. If I had around $400-$800 disposable a month that would be much easier and I can hit that amount much sooner if I just dump everything I can into getting student loans out of the way.