In Florida right now, the no helmet law is lovely.
Eye protection mandatory, as is proof of valid health insurance. Otherwise you gotta wear a bucket.
I would like to hear the viewpoint of an actuary, the person who does the cost analysis of a helmet vs no helmet rider.
Dead is dead but veggie life is expensive. Vehicle insurance payouts won't be affected but could impact life insurance coverage or rates.
My life insurance doesn't cover me if I die in a plane crash when the flight isn't on a chartered airline. Could the life insurance industry impose similar restrictions for riding without a helmet or even just riding?
Vehicle insurance wants you to die and life insurance wants you to live, even if it's as a turnip.
Does the squid think he's invincible because he's wearing a $1000 lid?
Does a bare head ride more cautiously?
The actuary's job isn't simple. Helmet or not but define helmet. A stupid beanie would protect my bald spot but is still a helmet.
In states where helmets are optional what percent use them? What are the accident stats and injury stats?
I'm not sure how things work here but assume OHIP takes care of you until you're out of the hospital and then accident benefits from the insurers take over. The pablum and diaper crowd will need a lot of money. A million dollars won't go far.
In the USA the hospitals have to treat you until cured. The for profit ones consider you cured if they can get you to stand. Then they shove you into a cab with fare to get you to a charity drop in centre.
What would you do if your kid became a veggie? Write off your life to home care but what about after you die?
This is getting depressing.