The problem is that most people don't know the secret, a 600 will be so boring after riding a super moto.
For you 20 something guys, beat the insurance companies at their own game. For the first five years ride a supermoto. Even better, one of the rare supermotos like Husqrvana. Dirt cheap on insurance, and so much fun. Throw a windbreak shield on it if you're commuting so you're not getting punched in the chest. All this while, you're getting your M (easy on a supermoto) and building your time insured without lapse. After five years now with your M, and riding a supermoto, you will have saved all those thousands you would have paid the insurance companies and buy yourself a brand new 600 supersport as your reward for holding out and not giving these thieves ridiculous amounts of money. With your M and five years without insurance lapse (never miss a payment), you'll be getting the same rates as older guys that have driven supersports forever. The more off the wall supermoto, the cheaper it will be. Think rare. That's how insurance works.