sburns
Well-known member
It's renewal time! ya... no..
Both my car and bike are up for renewal in the same time frame. Calling around for the bike didn't generate any better quotes, and actually the renewal was the best offer. So I stuck with that.
The car renewal went up by about 20% which is about $373 more then last year. Yes it's crazy.
Calling around has not generated any better quotes I have only seen a difference of about $60 less then my renewal offer.
I feel totally pigenholed. It's crazy how they all offer the exact same rates. Even with bundling (with home) some rates are still higher. Even calling some of the insurance "specialists" offer no better service or rate. For kicks, I called this crazy high risk insurance broker and exactly the same rate. It's like they all know you will pay $xxx amount so they keep you at it.
Is there any way to get better rates other then move, get a different vehicle, or work for some group with group rate discounts?
I have been insured continuously, no tickets, no convictions, no accidents, nothing.
Last year $1934 this year $2307
Toyota Camry Hybrid
Basic coverage Lib 1 mil Comp etc $500, accident forgiveness.
I do live in Scarborough I know this is part of the problem. Curious on your feedback if your dealings with insurance quotes is the same as what I am finding?
Both my car and bike are up for renewal in the same time frame. Calling around for the bike didn't generate any better quotes, and actually the renewal was the best offer. So I stuck with that.
The car renewal went up by about 20% which is about $373 more then last year. Yes it's crazy.
Calling around has not generated any better quotes I have only seen a difference of about $60 less then my renewal offer.
I feel totally pigenholed. It's crazy how they all offer the exact same rates. Even with bundling (with home) some rates are still higher. Even calling some of the insurance "specialists" offer no better service or rate. For kicks, I called this crazy high risk insurance broker and exactly the same rate. It's like they all know you will pay $xxx amount so they keep you at it.
Is there any way to get better rates other then move, get a different vehicle, or work for some group with group rate discounts?
I have been insured continuously, no tickets, no convictions, no accidents, nothing.
Last year $1934 this year $2307
Toyota Camry Hybrid
Basic coverage Lib 1 mil Comp etc $500, accident forgiveness.
I do live in Scarborough I know this is part of the problem. Curious on your feedback if your dealings with insurance quotes is the same as what I am finding?