bigpoppa
Well-known member
In ontario we are required to have a min of 200k worth of liability insurance(mandatory insurance). From what I read liability is strictly if the other person sues you for damages.
But as motorcyclists, aren't we far less likely to cause damage to other parties, and much more likely to suffer serious damages ourselves?
If so, is it worth getting 1 or 2 million in liability if we are likely never to need that much? Wouldn't it be ok to just get say half a million, and pay a much lower premium?
But as motorcyclists, aren't we far less likely to cause damage to other parties, and much more likely to suffer serious damages ourselves?
If so, is it worth getting 1 or 2 million in liability if we are likely never to need that much? Wouldn't it be ok to just get say half a million, and pay a much lower premium?