Making a lot of things from scratch is expensive. Some question the fact that I eat out every day of the week while at work (Subway, typically) because of the $$. I get the same thing every day, a ham sub, loaded with every veggie short of olives, $7.85. Yes, that's $40/week, $160/month, but when I tried one week (long ago) to make an equivalent sandwich, after purchasing all the supplies (sub bun, meat, cheese, the big assortment of veggies and dressing) I priced it out and, well, it was maybe $1.00 less per sub....and I was eating a 5-6 hour old, sometimes soggy sub instead of a hot fresh toasted one made to order. Eating a fresh sub is worth the $5/week extra for me in both hassle and freshness.