GateKeeper
Well-known member
I bought a brand new bike and wrecked it the same day. I didn't use my mandated insurance.
I have no idea what you did, or did not do, or had, all I can think of is you paid out of your own pocket perhaps...
Typically if you finance and owe on the item, then you you need to have the item insured......
but hey I could be wrong.....