JFD
Well-known member
Please stop spreading incorrect information. Cops really should stop commenting on it because I've heard the same thing, incorrectly, from 3 cops as well.
As far as I'm aware, any time there is a collision involving two people if one person makes a claim the other company gets notified. Depending on the fault determination rules and the insurance company's investigation, if any percentage of fault is assigned to either person, their rates go up. 99% on person A, 1% on person B = both rates rise just as if either one were 100% at fault. Only way your rates aren't going up is if it's 100% the other person's fault. Even then, they claim your rates won't go up but they're probably secretly affected somehow knowing how much of a scam insurance is here.
That's what i got from our insurance company...sorry if you're right.