JJustChill
Member
Hey guys, I am currently struggling to find a decent insurance quote. I obtained my M1 April 2017, and then went on and took the safety course provided by Riders Training Institute and obtained my M2 in May 2017. I started with an '08 Ninja 250 in which I was insured under Todd Bethell at State Farm for $3,397 for the year. Unfortunately, I was involved in a "not-at-fault" accident which resulted in my bike being written off. The obvious next step was to cancel my insurance and pay the "pro-rate" difference. I then went and bought my buddies '04 ZX6R as my next bike without getting insurance quotes first (which was stupid of me). So when this season started, I have been calling around and the lowest quote I got was $9800 a year and the most outrageous being $45000 a year. Yes, you read right..$45,000 a year. End of the day if it comes down to it and I can't find a better quote, my only option left would be to insure it for the riding months, and then cancel it during the off season and pay the "pro-rate" difference. I am turning 21 in August , currently holding on to a G2 but have my G test coming up in July. No at-fault accidents. A couple (2 I believe) tickets that drop off my record next year. And not eligible to take my M test till next year. I am in desperate need of advice and help! If you know any insurance companies/brokers that I should try or any other advice please comment below. Thanks!