E. Honda
Well-known member
My bike was parked outside on the street this morning between two cars. More than enough space for everyone, and my bike was parked far enough away from the curb that it was visible to the driver I parked behind as he approached the driver's side door.
I came out an hour later and my bike had been hit. From the looks of the damage it was knocked over, and picked back up. The car in front was gone, and there was no note left. It does not appear there are any cameras nearby with a view of the street.
The bike is pretty banged up, but rideable. Mirror broken, turn indicator broker, nose fairing cracked, foot peg snapped, exhaust a little bent, and some various scratches.
So my question is how will Statefarm handle this claim?
Since I have no proof of the hit and run/leaving the scene, could this be considered my fault?
If I make a claim will my premiums rise such that paying for the damage myself is the cheaper option?
Does a police report make a difference?
Thanks for your help.
I came out an hour later and my bike had been hit. From the looks of the damage it was knocked over, and picked back up. The car in front was gone, and there was no note left. It does not appear there are any cameras nearby with a view of the street.
The bike is pretty banged up, but rideable. Mirror broken, turn indicator broker, nose fairing cracked, foot peg snapped, exhaust a little bent, and some various scratches.
So my question is how will Statefarm handle this claim?
Since I have no proof of the hit and run/leaving the scene, could this be considered my fault?
If I make a claim will my premiums rise such that paying for the damage myself is the cheaper option?
Does a police report make a difference?
Thanks for your help.