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  1. Twisted Wrister

    Anyone in their late 20's insuring 1000 class bikes these days?

    My 2005 FZ1 is 695/year. Desjardins is raising me to 801 in December. I think the most I ever paid was around 120/mo 10 years ago. I'm 44. I have a clean record and a multiline discount.
  2. Twisted Wrister

    Stupidly overpriced motorcycle for sale thread

    it looks like it was dug out from under a 75yo pile of waste wood behind a farmhouse. $40000 to look like you spent your whole welfare check.
  3. Twisted Wrister

    New Rider Bike Help - BMW Roadster

    I'm 6'6" and 240lbs and my first bike was a 20 year xs400 twin with maybe 26hp at best. I looked like I was riding a broomstick but I had no problems on the highway.
  4. Twisted Wrister

    Worst weather you've ever rode in?

    I've driven in a blizzard and freezing rain before. One night, there was a snap freeze after some rain with dusting of snow on top. It was so slippery it took me almost a whole traffic light cycle just to get moving again from a red light. A few blocks later, I skidded turning into my street...
  5. Twisted Wrister

    How You Guys Charge Your Phones On Your Bikes?

    I know this isn't what everyone's talking about but I just use one of those little portable battery packs for charging phones. It fits in my pocket and I can use it away from the bike. Cost around $20-30. It'll do 4-5 full charges before it needs to be charged itself.
  6. Twisted Wrister

    Bought a used FJR, what things to get looked at?

    Shaft drive oil change is easier and less work than lubing a chain and should be done every year or two. Buy a quart of gear oil, i think you're looking for 75W-90. Level the bike, Put a pail to catch the oil and open the shaft drain plug - it's on the bottom at the lowest point at the...
  7. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    i completed the Ajusto program with a 95/100 score and got a 24% discount. Turns out it only applies to the base rate. I have some extras on my insurance and the discount doesn't apply to those. Overall, it looks more like around 16% off. At least the discount is permanent.
  8. Twisted Wrister

    Vastly different rates for similar bikes???

    My FZ1 is $695/y at Desjardins. 1m liability with roadside + loss of use.
  9. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    I'm sure they already figured Corolla drivers aren't exactly the same as mustang drivers. They likely offset some of the discount by selling the highly detailed travel behavior data. Frankly, I object to that less than companies like facebook and google who pull a full colonoscopy on you and...
  10. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    You can try. You have to put your policy number and i think I had to put my online credentials. I don't know if it'll work if you don't or if you just make up fake info. If that doesn't work, you could set it up properly and then mark every trip as a passenger. You'll still see all the trip...
  11. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    When you complete your trip, a map of the route you took is shown with every incident marked on it and clickable. Speeding is shown as red path instead of green line. Below that are the 4 key scoring criteria (phone distraction, braking, acceleration, speed) with comments and star ratings on...
  12. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    With Ajusto you only see the report after you’ve selected whether you were driving. When you select, you're committed. If after selecting you don't like the score, you can delete the trip but you are only allowed to do that once every 250km. I'm at 24% without much difficulty and I can...
  13. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    I think it reduces their risk and costs by more than the discount. Claims hurt their bottom line the most. That said, most people are like me and never file a claim yet still pay 150-350/mo. I agree with you a bit about driving for the device. I have veered onto the shoulder to avoid setting...
  14. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    I'm certain the discount is permanent. I think it applies all vehicles where you are the primary driver but you'll have to ask them to be sure. 100 days is distinct dates with driving trips. For example, if you drive once per week, it'll take you two years to reach 100 days.
  15. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    I agree with you. I made this thread to share all the intelligence I gathered about the tracking system I'm studying and how I think it can be gamed. I'm paying almost nothing for my FZ1 but my Corolla and Mazda3 and stupid wife make that 25% look good.
  16. Twisted Wrister

    I installed the creepy surveillance app/device to get an insurance discount

    I know it's gross but getting a permanent 25% off tempted me. Most insurance companies have a program like this. I installed Ajusto under Desjardins. Here's a report: You have to have it installed for 100 days and drive at least 1000km. It detects when you're driving and after each trip it...
  17. Twisted Wrister

    Thoughts on CB500F?

    You feel old? I pay $655/y for the FZ1000 and I installed the ajusto app to try and get 25% off.
  18. Twisted Wrister

    Best heated gloves?

    I've ridden highways in -15 weather with snowmobile gloves. They are dexterous enough for riding and were cheaper than motorcycle gloves. Mine were 25 bucks on clearance from Royal. They are definitely warm enough for walking around or pushing a snowblower.
  19. Twisted Wrister

    Need a shop recommendation

    Ted's gruff manner used to be fun but now he's genuinely mean and doesn't care. He's even turning down cable changes and air filters and i had the parts. He's blowing everybody out and I can't believe that after seeing him for 20 years I'm never going back. He has changed.

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