Lending my car to a friend to visit the US



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Thread: Lending my car to a friend to visit the US

  1. #1

    Lending my car to a friend to visit the US

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    What are the requirements for a friend of mine to cross the border in to the US for a day with my car? He is just visiting Canada, he is not a US or Canadian citizen.

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  2. #2
    Lightcycle's Avatar
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    Re: Lending my car to a friend to visit the US

    If he's not Canadian or American, I'd be more worried about visa issues than ownership of the car. Especially these days.

    What nationality is he?

  3. #3

    Re: Lending my car to a friend to visit the US

    Him-passport and valid drivers license (prob international)

    Vehicle needs proof of valid insurance.

    The ownership would be handy too, but I do not believe this is mandatory as it should stay with owner technically.

  4. #4

    Re: Lending my car to a friend to visit the US

    He's good to travel to Canada and US. No concerns.

    While it is not required I will write a pernission letter and sign it. The signature will match the ownership signature.


    Good call regarding the IDP, I checked and it is not required in NY.

    Code:
    Foreign Nationals Driving in the United States
    
    People who drive in the U.S. must have a valid driver's license. Some states require an International Driving Permit (IDP) from foreign nationals, in addition to a valid license from your own country. Contact the motor vehicle department of each state you will drive in for its requirements.
    Code:
    Out-of-state and foreign driver licenses
    
    You can drive in New York State with a valid driver license from another state or country. You donít need to apply for a New York State driver license unless you become a New York State resident. 
    
    If you have a driver license from another country you do not need to have an International Driving Permit, but it is helpful. The permit verifies in several languages that you have a valid driver license. Police officers who canít read the language on your foreign driver license will be able to read the permit. Contact the authorities in your home country to get an International Driving Permit.
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  5. #5
    Lightcycle's Avatar
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    Re: Lending my car to a friend to visit the US

    Ok, make sure he gets an ESTA before he gets to the border.

  6. #6
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    Re: Lending my car to a friend to visit the US

    Make sure your insurance will cover third parties across the border. Although in Ontario you can safely loan your vehicle to anyone and they have coverage, I could be wrong, but I want to say that I saw something that did not extend that same coverage across the border..that it may be named policy holder only.

    The LAST thing you want to have happen is have him get into an accident in the USA and find out your coverage doesn't cover it, especially with how litigious they are down there - even a fender bender in a parking lot can magically turn into someone suffering "debilitating life altering injuries", especially if they (or their lawyer) gets wind of the fact that it wasn't the registered owner driving it, that the driver isn't even from Canada Or the USA, that the car is from Canada, that they were driving on an international licence, etc etc etc.
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  7. #7

    Re: Lending my car to a friend to visit the US

    Good point, thanks. I will call TD.

  8. #8

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    Re: Lending my car to a friend to visit the US

    I hate lending vehicles so would give a friend a ride to the nearest rental place. Make it someone else's headache. No good deed goes unpunished.

    I also don't borrow vehicles.

  9. #9
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    Re: Lending my car to a friend to visit the US

    I would never do it. Just the potential liabilities would be a nightmare, especially in an at-fault collision.

    My Niece went through this very thing. Lent the car to her boyfriend, he totalled it 15 min later by rear-ending a transit bus and her insurance had to cover the loss and vehicle replacement cost since he had none of his own. That's a total loss claim on her record now at 20 yo.
    Can't we settle this over a pint?

  10. #10

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    Re: Lending my car to a friend to visit the US

    Quote Originally Posted by DJM View Post
    I would never do it. Just the potential liabilities would be a nightmare, especially in an at-fault collision.

    My Niece went through this very thing. Lent the car to her boyfriend, he totalled it 15 min later by rear-ending a transit bus and her insurance had to cover the loss and vehicle replacement cost since he had none of his own. That's a total loss claim on her record now at 20 yo.
    So is he picking up the deductible and premium increase for the next six years or is it ex boyfriend?

  11. #11
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    Re: Lending my car to a friend to visit the US

    No idea man, he got 172'd last year and she still let him drive. One of those girls that will never listen/learn so I stay out of it and don't ask. I'm sure I'll get the lowdown eventually through the missus.
    Can't we settle this over a pint?

  12. #12

    Re: Lending my car to a friend to visit the US

    https://globalnews.ca/news/4499095/l...-out-icbc-fee/

    Wonder this going to make its way to ontario
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  13. #13

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    Re: Lending my car to a friend to visit the US

    Quote Originally Posted by rakkaus View Post
    https://globalnews.ca/news/4499095/l...-out-icbc-fee/

    Wonder this going to make its way to ontario
    If a driver isn't listed wouldn't that mean the $5,000.00 fine for being uninsured?

    On the other hand the insurance companies would have a harder time explaining why a rider with three bikes has to pay three medical benefits premiums since no one can legally ride his other bike. Bring it on.

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