Any competitive insurance companies for SS ?



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Thread: Any competitive insurance companies for SS ?

  1. #1

    Any competitive insurance companies for SS ?

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    Im 26. Licensed and riding for 6 years. Clean record. Any companies that can insure a SS under $2-3K ?

  2. #2

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    Re: Any competitive insurance companies for SS ?

    Good Luck LOL, just call around and ask. The insurance market changes every year.

  3. #3
    roadrash's Avatar
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    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Ghostrider619 View Post
    Im 26. Licensed and riding for 6 years. Clean record. Any companies that can insure a SS under $2-3K ?
    Yes, wawanesa insurance (min requirement is to be licensed for 6 years, which you satisfy). They only deal through brokers. Try calling Chris/Paul South and/or Mitchel & Whale.

  4. #4
    espro's Avatar
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    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by roadrash View Post
    Yes, wawanesa insurance (min requirement is to be licensed for 6 years, which you satisfy). They only deal through brokers. Try calling Chris/Paul South and/or Mitchel & Whale.
    I heard from someone that Wawanesa has changed their requirements and you now have to bundle house and car to get a new policy. Anyone able to corroborate?
    Previously... 1989 Yamaha FZR400 2008 Suzuki DRZ400SM 2010 Ducati Monster 696 2004 Ducati 999s Monoposto

  5. #5

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by espro View Post
    I heard from someone that Wawanesa has changed their requirements and you now have to bundle house and car to get a new policy. Anyone able to corroborate?
    Don't think so, riding buddy just got an '08 GSXR 600 insured with them under their 6 year policy. he didn't bring anything else over.
    14' GROM - Stretched & slammed beast
    17' FZ09 - Totaled by a left turner
    15' R3 - Sold but missed.
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  6. #6

    Re: Any competitive insurance companies for SS ?

    Only ever managed to get reasonable rates at all by bundling with my car/home. Standalone insurance will never, ever be competitive for sportbikes.

    EDIT: To be clear, I'm sure Wawanesa and others will write standalone policies, but I get something like 40 or 60% off by bundling. It's a racket to be sure, because if they can afford such a discount for bundling, why can't they afford such a discount on multiple bikes? But I digress, point is standalone policies will always be much more expensive.

  7. #7
    roadrash's Avatar
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    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by drumstyx View Post
    Only ever managed to get reasonable rates at all by bundling with my car/home. Standalone insurance will never, ever be competitive for sportbikes.

    EDIT: To be clear, I'm sure Wawanesa and others will write standalone policies, but I get something like 40 or 60% off by bundling. It's a racket to be sure, because if they can afford such a discount for bundling, why can't they afford such a discount on multiple bikes? But I digress, point is standalone policies will always be much more expensive.
    Not sure if things have changed with wawanesa this year, but their standalone policies for SS come out to < 2k a year. Min requirement is to be licensed for at least 6 years from M1.

  8. #8

    Re: Any competitive insurance companies for SS ?

    Give me a call at 289-460-4276. I can see what I can do for you.

  9. #9

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Matthew-Allstate Insurance View Post
    Give me a call at 289-460-4276. I can see what I can do for you.
    +1 for Matthew at Allstate!

  10. #10

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    Re: Any competitive insurance companies for SS ?

    Once you tun 30 your insurance rates will almost be cut in half for a SS

  11. #11

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by arogal View Post
    Once you tun 30 your insurance rates will almost be cut in half for a SS
    Nope!

    Just for kicks i've been shopping around for my pending replacement, super nakeds are $20-40 more a month then my FZ09 ($1100). Super sports (litre bikes) are still $2500+.

    I'm 36.
    14' GROM - Stretched & slammed beast
    17' FZ09 - Totaled by a left turner
    15' R3 - Sold but missed.
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  12. #12
    roadrash's Avatar
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    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Evoex View Post
    Nope!

    Just for kicks i've been shopping around for my pending replacement, super nakeds are $20-40 more a month then my FZ09 ($1100). Super sports (litre bikes) are still $2500+.

    I'm 36.
    Standalone policies? Gotta bundle.

    May need M as well, but try allstate. Jeff Lyn or Matt Camacho

  13. #13

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by roadrash View Post
    Standalone policies? Gotta bundle.

    May need M as well, but try allstate. Jeff Lyn or Matt Camacho
    It's fine, no interest in them anyways
    14' GROM - Stretched & slammed beast
    17' FZ09 - Totaled by a left turner
    15' R3 - Sold but missed.
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  14. #14

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Evoex View Post
    Nope!

    Just for kicks i've been shopping around for my pending replacement, super nakeds are $20-40 more a month then my FZ09 ($1100). Super sports (litre bikes) are still $2500+.

    I'm 36.
    That doesn't seem right, at 28 with house/truck/bike bundle I was getting quoted 1600/yr for s1krr full coverage.

  15. #15

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Hyperion View Post
    That doesn't seem right, at 28 with house/truck/bike bundle I was getting quoted 1600/yr for s1krr full coverage.
    bundle is probably the key, i wasn't offering them my home or other vehicle. you may also have more years of being insured then me.
    14' GROM - Stretched & slammed beast
    17' FZ09 - Totaled by a left turner
    15' R3 - Sold but missed.
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  16. #16

    Re: Any competitive insurance companies for SS ?

    3 years

    Quote Originally Posted by Evoex View Post
    bundle is probably the key, i wasn't offering them my home or other vehicle. you may also have more years of being insured then me.

  17. #17

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Hyperion View Post
    3 years
    Yep, more then me!
    14' GROM - Stretched & slammed beast
    17' FZ09 - Totaled by a left turner
    15' R3 - Sold but missed.
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  18. #18

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Evoex View Post
    Nope!

    Just for kicks i've been shopping around for my pending replacement, super nakeds are $20-40 more a month then my FZ09 ($1100). Super sports (litre bikes) are still $2500+.

    I'm 36.
    30

    RSV100R $88/m or $1056/y
    There is nothing outside of yourself that can ever enable you to get better, richer, stronger, or smarter. Everything is within. Everything exists. Seek nothing outside of yourself.
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  19. #19

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    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by Evoex View Post
    Nope!

    Just for kicks i've been shopping around for my pending replacement, super nakeds are $20-40 more a month then my FZ09 ($1100). Super sports (litre bikes) are still $2500+.

    I'm 36.
    Strange, must be because you live in the East end of the City? I am west end (Burlington) and when I was calling around I would give my birthday for a date (day when I was turning 30) and it cut cut right in half with TD. from $3200/yr to $1600/yr for a ZX6R.

  20. #20

    Re: Any competitive insurance companies for SS ?

    Quote Originally Posted by arogal View Post
    Strange, must be because you live in the East end of the City? I am west end (Burlington) and when I was calling around I would give my birthday for a date (day when I was turning 30) and it cut cut right in half with TD. from $3200/yr to $1600/yr for a ZX6R.
    Likely insured longer than me!
    14' GROM - Stretched & slammed beast
    17' FZ09 - Totaled by a left turner
    15' R3 - Sold but missed.
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

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