Insuring a naked



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Thread: Insuring a naked

  1. #1

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    Insuring a naked

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    Been looking to get a naked decided to get some quotes on the ones i was interested in which turned into getting a quote on every naked because why not. This is with full M, 6 years experience, 1 non fault accident. All models are either a 2014 or so.

    Street Triple 675 - 1889
    Street triple 675 R - 1906
    Duke 690 - 1931
    Z1000 - 2780
    Speed Triple - 2784
    Spreed Triple R - 2805
    Superduke 1290R - 3734 WAT?
    FZ07 AND brutale 675 both - 4124
    GSX1000S - 4168
    FZ09 - 5909 WAT?
    S1000R - 6014
    Ducati 821 - 6014

    Now all this is just quotes from one company and not a broker so it can vary greatly, i understand that. But how the **** are you gonna tell me a striple is 1889, superduke 3734, but a ****ing fz07 is 4124?
    GS500F - Sold
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  2. #2

    Re: Insuring a naked

    Quote Originally Posted by huhsure View Post
    Been looking to get a naked decided to get some quotes on the ones i was interested in which turned into getting a quote on every naked because why not. This is with full M, 6 years experience, 1 non fault accident. All models are either a 2014 or so.

    Street Triple 675 - 1889
    Street triple 675 R - 1906
    Duke 690 - 1931
    Z1000 - 2780
    Speed Triple - 2784
    Spreed Triple R - 2805
    Superduke 1290R - 3734 WAT?
    FZ07 AND brutale 675 both - 4124
    GSX1000S - 4168
    FZ09 - 5909 WAT?
    S1000R - 6014
    Ducati 821 - 6014

    Now all this is just quotes from one company and not a broker so it can vary greatly, i understand that. But how the **** are you gonna tell me a striple is 1889, superduke 3734, but a ****ing fz07 is 4124?
    I assume you`re at least 25, the quotes are pretty bad. Give Mitchell & Whale a call.

    For reference i pay just under 1300 for my fz09, 1 full year of insurance, GM2.
    17' FZ09 Intensity White
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  3. #3

    Re: Insuring a naked

    Quote Originally Posted by Evoex View Post
    I assume you`re at least 25, the quotes are pretty bad. Give Mitchell & Whale a call.

    For reference i pay just under 1300 for my fz09, 1 full year of insurance, GM2.
    Wow, that is crazy! I have 1 year, M2, and that was my quote for a 07 just about.

    How old are you?

  4. #4

    Re: Insuring a naked

    Quote Originally Posted by johnnnw View Post
    Wow, that is crazy! I have 1 year, M2, and that was my quote for a 07 just about.

    How old are you?
    36.
    17' FZ09 Intensity White
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  5. #5

    Re: Insuring a naked

    This is just the insurance industry catching up to the best kept secret of modern day naked bikes.

    I paid $3500 for an fz09 (but im 28 in brampton)

  6. #6

    Re: Insuring a naked

    Buy the Duke 690 for now...or even better the new 790.
    Bet the 790 ins rate is close to the 690.
    You do not need a therapist if you own a motorcycle, any kind of motorcycle!
    Dan Aykroyd

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  7. #7

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    Re: Insuring a naked

    i'm 50, female, live in Milton, pay $940 for an FZ07 and that's with an at fault write off on my last bike in 2016...full M since 2014...TD Meloche Monnex

  8. #8
    roadrash's Avatar
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    Re: Insuring a naked

    Age makes a huge difference for motorcycle insurance, especially after 30.

  9. #9
    Norcorider's Avatar
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    Re: Insuring a naked

    Quote Originally Posted by roadrash View Post
    Age makes a huge difference for motorcycle insurance, especially after 30.
    And location.

  10. #10

    Re: Insuring a naked

    Rider Pluse, 50+ M2 i pay around 1,100 for Z1000R. This is the only place I don't wish to get young again!
    Last edited by itsme; 06-19-2018 at 04:03 PM.

  11. #11

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    Re: Insuring a naked

    Yea im 26 and in whitby. Everyone says it gets better at 25 which it went down maybe 200 a year which is obviously nice but its not like id ever tell anyone wait till 25 for that amount of savings. Its like they want you to start riding as a mid life crisis and not sooner with these garbage rates.
    GS500F - Sold
    SV650S - Current

  12. #12
    roadrash's Avatar
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    Re: Insuring a naked

    Quote Originally Posted by huhsure View Post
    Yea im 26 and in whitby. Everyone says it gets better at 25 which it went down maybe 200 a year which is obviously nice but its not like id ever tell anyone wait till 25 for that amount of savings. Its like they want you to start riding as a mid life crisis and not sooner with these garbage rates.
    Wait till 30

  13. #13
    espro's Avatar
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    Re: Insuring a naked

    Lol I just got quoted $2800 for a BMW F800R after my broker said my current insurer wouldn't touch it...when I have a litre bike with them.
    1989 Yamaha FZR400 (Sold)
    2008 Suzuki DRZ400SM (Sold)
    2010 Ducati Monster 696 (Sold)

  14. #14
    taximan62's Avatar
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    Re: Insuring a naked

    Same crap with me I have a 2012 Speed Triple R and a 2011 Sprint GT both 1050CC's and 129-139 Horsepower $650/year for each. I just bought a Kawi Z900RS SE Standard UJM Style with only 100 Horsepower and insurance wants $1075

    52 years old no tickets and no claims figure that one out?????

    2012 Triumph Speed Triple R
    2018 Kawasaki Z900RS SE
    2011 Triumph Sprint GT

  15. #15

    Re: Insuring a naked

    Quote Originally Posted by taximan62 View Post
    Same crap with me I have a 2012 Speed Triple R and a 2011 Sprint GT both 1050CC's and 129-139 Horsepower $650/year for each. I just bought a Kawi Z900RS SE Standard UJM Style with only 100 Horsepower and insurance wants $1075

    52 years old no tickets and no claims figure that one out?????
    $1000 for a new bike, full coverage (I assume), What's the issue?
    17' FZ09 Intensity White
    "Don't confuse my attitude with my personality. My personality is who i am, my attitude depends on who you are."

  16. #16
    amp3d's Avatar
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    Re: Insuring a naked

    Quote Originally Posted by roadrash View Post
    Age makes a huge difference for motorcycle insurance, especially after 30.
    I originally thought so as well..

    Back when I was 25 I was paying 75/month on a brand new gsxr750....

    Now, 12 years later I'm riding a 14 year old litre bike and paying 140 a month...

    I'm 37, perfect record...no accidents or tickets (ever - believe it or not).

    I still saw increases as my age went up. Clearly other factors hold more weight than age

    I dont think age matters once you clear the 25 mark...
    ** Thanks for being a part of the GTAM Ride for Sight Motorcycle Team! **
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  17. #17
    roadrash's Avatar
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    Re: Insuring a naked

    Quote Originally Posted by amp3d View Post
    I originally thought so as well..

    Back when I was 25 I was paying 75/month on a brand new gsxr750....

    Now, 12 years later I'm riding a 14 year old litre bike and paying 140 a month...

    I'm 37, perfect record...no accidents or tickets (ever - believe it or not).

    I still saw increases as my age went up. Clearly other factors hold more weight than age

    I dont think age matters once you clear the 25 mark...
    It makes a big difference at 30, but also depends on the type of bike. For instance, SS insurance for me dropped in half or less. After 30 it makes no difference.

  18. #18
    kiwi's Avatar
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    Re: Insuring a naked

    Quote Originally Posted by huhsure View Post

    Now all this is just quotes from one company and not a broker so it can vary greatly, i understand that. But how the **** are you gonna tell me a striple is 1889, superduke 3734, but a ****ing fz07 is 4124?
    only can think that more people bought FZ07, and made more claims... ?
    -blah blah blah

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