I'm in Brampton, with sport bikes, insured through Dalton Timmis. I just got my renewal slips. Rates didn't change appreciably from last year. 2004 ZX10R liability only, $844 per year but with a significant multi-bike discount and multi-line discount (house, car). But, I'm fiftysomething and have been riding for an eternity.
The potentially bad thing for next year is that late last year I had a storm-damage claim, and then a couple of days ago an old lady made an improper right turn while I was making an advanced-green-arrow left, and she hit my car. (In front of a cop, too!) I know none of these are "at fault" and they're not supposed to affect your ratings, but one can only wonder. The collision happened in Belleville.