Update. Well it looks like I found several companies offering much better pricing. While of course they’re still an increase it’s closer to 100% rather than 400% increase. I can deal with my insurance being doubled for year after an at fault claim. So I just have to pick between two that I’m looking at and will be moving all my bikes and cars and house over to that.
With multiple policy discount that hundred percent increase will then be closer to 75% and conveniently all of our insurance due this month for renewal.
Thanks everyone for their help looks like it will work out however I was scared for a bit there. Lol
2014 Ducati Monster 796
20** Ducati (shhhh, it’s a secret)
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Unfortunately, I have bad news for you. You keep saying that you can handle it being higher for a year. With an at fault claim on your record, you will continue to pay the higher premiums for at LEAST 3 years or as long as 7 depending upon your new companies underwriting rules. it sucks, but it is the Ontario Insurance racket.
Your situation is a GREAT example why people should SERIOUSLY pay the extra $40 - 50 per year for claim forgiveness. Had you done so you would be seeing no increase, (other than the normal 15 - 20%), that companies tack on each year just because they can.