2018 Renewals vs 2017 | Page 2 | GTAMotorcycle.com

2018 Renewals vs 2017

Insurance company : Dalton timmis (Intact)
Bike : 2007 Triumph Speed Triple
License class (M1,M2,M) : M
Year of M1 : don't remember
Location : Stouffville
Liability only or full coverage : full
At fault claims in 10 yrs,yr of last claim : 0
Moving violations : 0
yrs of continuous motorcycle insurance (no gaps): 6
Age on renewal date : 28
2017 Rate : 1,432
2018 Rate : 1,442

my $10 increase was only because I moved from Newmarket to Stouffville.
 
Insurance company :Wawanesa
Bike : 2016 BMW S1000XR
License class (M1,M2,M) : M
Year of M1 :2012
Location : Toronto
Liability only or full coverage :Full
At fault claims in 10 yrs,yr of last claim : None
Moving violations : None
yrs of continuous motorcycle insurance (no gaps): 6
Age on renewal date : 41
2017 Rate : $960
2018 Rate : $1030
 
Brutal. Allstate jacked their motorcycle rates this year. Nothing changed on my record, it's clean and I'm 34.

'04 GSXR1000 was 803, now 979.
'15 R1200GSA was 1082, now 1293.

Clearly not a supersport biased increase, and instead a motorcycle wide increase of more than 20%. Paying $400 more to ride this year just because...
 
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Insurance company : Allstate
Bike : 2010 VFR 1200F
License class (M1,M2,M) :M
Year of M1 : > 10 years
Location : Waterloo
Liability only or full coverage : Liability + Comp
At fault claims in 10 yrs,yr of last claim : 0
Moving violations : 0
yrs of continuous motorcycle insurance (no gaps): 10+ years
Age on renewal date : 34
2017 Rate : $689
2018 Rate : $700

(House went up 16% to $530/yr over last year, a whopping 39% over 2 years. Cars went down by $75 each (7.5%) )
 
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Insurance company : Allstate
Bike : 2010 VFR 1200F
License class (M1,M2,M) :M
Year of M1 : > 10 years
Location : Waterloo
Liability only or full coverage : Liability + Comp
At fault claims in 10 yrs,yr of last claim : 0
Moving violations : 0
yrs of continuous motorcycle insurance (no gaps): 10+ years
Age on renewal date : 34
2017 Rate : $689
2018 Rate : $700

(House went up 16% to $530/yr over last year, a whopping 39% over 2 years. Cars went down by $75 each (7.5%) )

Interesting. we're in a similar boat age wise, and looks like they didn't do substantial increases to your bike policy, which would mean the increase is location dependent (since you're in Waterloo).

I ended up removing comprehensive to bring my GSXR back down to $803 (exactly what it was last year). Turns out, last year if I didn't have comp on my policy, my GSXR would have cost $550... that would have been very cheap.
 
Switched my Fiancee's Insurance for renewal May 1st.

Insurance company : Aviva 2017/State Farm 2018

Bike : Yamaha R3
License class (M1,M2,M) : M2
Year of M1 : 2017
Location : London
Liability only or full coverage : 1 M Liability & Fire/Theft
At fault claims in 10 yrs,yr of last claim : 0
Moving violations : 0
yrs of continuous motorcycle insurance (no gaps): 1 yr
Age on renewal date : 28
2017 Rate : $1260
2018 Rate : $924

Saved $336 and spent about 30-45 mins on a few calls. Numbers are based on a standalone policy at both companies.
 
Insurance company : Allstate
Bike : 2016 XDiavel S
License class (M1,M2,M) : M
Year of M1 : 2013
Location : etobicoke
Liability only or full coverage : full coverage
At fault claims in 10 yrs,yr of last claim : n/a
Moving violations : 1, it drops off my record this year
yrs of continuous motorcycle insurance (no gaps): 5
Age on renewal date : 27
2017 Rate : $4100
2018 Rate : $4200
 
Brutal. Allstate jacked their motorcycle rates this year. Nothing changed on my record, it's clean and I'm 34.

'04 GSXR1000 was 803, now 979.
'15 R1200GSA was 1082, now 1293.

Clearly not a supersport biased increase, and instead a motorcycle wide increase of more than 20%. Paying $400 more to ride this year just because...

Looks about right to me. Mine got jacked up 100 bucks this year.

I am paying $4200 though just because my bike has the name ducati on it (Xdiavel S)
 
Insurance company : Echelon
Bike : 2017 Yamaha FZ-09
License class (M1,M2,M) : M2
Year of M1 : 2014
Location : North York
Liability only or full coverage : full coverage
At fault claims in 10 yrs,yr of last claim : 0
Moving violations : 0
yrs of continuous motorcycle insurance (no gaps): 1
Age on renewal date : 36
2017 Rate : $1,867
2018 Rate : $1,533
 
Insurance Company: Aviva
Bike:2001 YZF600R
License Class: M
Year of M: 1990
Location: Lindsay
Liability or full coverage: Liability
At fault claims or claim in last 10 years: 0
Moving violations: 0
Yrs of continuous motorcycle insurance no gaps: 2
Age at time on renewal: 45
2017 rate: $520
2018 rate: $615
 

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