Iceman
Well-known member
I love that bike in the red white and blue paint.Check out the shadow RS...750cc cruiser...with a sporty look. Wife bought one 2yrs ago and loves it...
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I love that bike in the red white and blue paint.Check out the shadow RS...750cc cruiser...with a sporty look. Wife bought one 2yrs ago and loves it...
Actually many insurance companies wont insure new riders on any bike more than 700-750ccs. I know first hand Aviva being one.
I'm with Aviva. I'm not a new rider from an experience standpoint, but because of stupidy on my behalf I didn't maintain my M licence (long story), so I had to start all over again in 2015 when I came back to riding after a two decade absence.
Long story short, because of that, in the eyes of insurance companies, I was basically a brand new rider all over again.
And Aviva (via Dalton Timmis) gladly insured me on my VTX1300 for just a little over $500/year
So yeah, not the case.
My wife just got her M2 last spring and rides a Vstar 650 now and hers is only about $50/year less than me - she could get a big bore cruiser like myself now and hers would be about the same.
Mykoo, your issue is the fact you haven't called around enough. Explore other options vs just Allstate.
I'm in my 40s so I don't doubt that you are correct, however keep in mind that some primarily automotive related insurers have a little understanding of the motorcycle industry, so they often tend to paint things with a broad brush, i.e. the 750cc limitation for cruisers.
Insurance companies that specializes in underwriting motorcycles on the flipside understand things a lot better and accordingly tend to be much more realistic.
On that front, have you tried calling Dalton Timmis?
I have spoken so far with Riders First, Allstate and Cooperators and they've all given me the same lecture. Do you have a specific agent within Dalton Timmis you use?
I was with Riders Plus on my VTX1300 before I moved to Dalton, so it must have something to do with your age more than anything else - they most certainly will insure big bore cruisers for new riders.
Regardless, I'm very happy with Dalton Timmis - the agent that helped me out (and is quite knowledgeable about bikes) was Andy Singh - ask for him.
You are welcome to come by and have a seat on the Shadow to see how you like the feel of it.My first bike was a Shadow VLX 600. I loved it. Enough power to ride on the highway, and a really low seat height. It has a good base look and you can bobb them pretty easy if that's your style
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