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Sportbikes and uphill battles

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Great thread. :thumbup:

Im having some trouble (reasonably) insuring a Duc 1198s at the moment

27 male, no convictions, no accidents
GM license
M since 2015, M2 since 2013, motorcycle licensed over 4 1/2 years
Have had a couple different bikes insured in the past, but not continuous (had one for a year then sold, had last one insured for 2 years then sold)

Not a homeowner, have auto with RBC (Aviva) - they want $8900
Other prices I'm getting $9500 - $20k+ from Intact, Wawanesa, TD
To my surprise my best price yet is from Facility @ $4900

Anyone have a suggestion of where to look from here? I've still yet to speak with Ron at Dalton Timmins, and Riders Plus..
 
Z-xist said:
Great thread.

Im having some trouble (reasonably) insuring a Duc 1198s at the moment

27 male, no convictions, no accidents
GM license
M since 2015, M2 since 2013, motorcycle licensed over 4 1/2 years
Have had a couple different bikes insured in the past, but not continuous (had one for a year then sold, had last one insured for 2 years then sold)

Not a homeowner, have auto with RBC (Aviva) - they want $8900
Other prices I'm getting $9500 - $20k+ from Intact, Wawanesa, TD
To my surprise my best price yet is from Facility @ $4900

Anyone have a suggestion of where to look from here? I've still yet to speak with Ron at Dalton Timmins, and Riders Plus..
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1198cc at 27 years old in the GTA is a tough one. Only thing you have going for you is the 3 years of insurance, but you said not continuous? I'm 28 (GM) and want a litre SS, I was quoted $5500 by Dalton, and M & W. Try Allstate, not sure if they'll insure you at 27 with no house. They didn't want to touch me this year even with a car/house bundle.
 
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Z-xist said:
Great thread. :thumbup:

Im having some trouble (reasonably) insuring a Duc 1198s at the moment

27 male, no convictions, no accidents
GM license
M since 2015, M2 since 2013, motorcycle licensed over 4 1/2 years
Have had a couple different bikes insured in the past, but not continuous (had one for a year then sold, had last one insured for 2 years then sold)

Not a homeowner, have auto with RBC (Aviva) - they want $8900
Other prices I'm getting $9500 - $20k+ from Intact, Wawanesa, TD
To my surprise my best price yet is from Facility @ $4900

Anyone have a suggestion of where to look from here? I've still yet to speak with Ron at Dalton Timmins, and Riders Plus..
Click to expand...

you know your in the GTA when facility is better than main stream underwriters roflmfao :lmao:

Maybe I will get the new fireblade after all and go facility (but not rly)
 
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For what it’s worth, I just turned 30 and I’m getting quotes for litre SS bikes around the $2500/yr range. Clean record, Brampton. Full M license for a little over a year now.

Summer 2016, I was getting quoted more than that just for a RC390 lol. 600 SS was in the $4500-$5500/year range.

One perk of hitting the salt and pepper stage I guess :p
 
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dbworld4k said:
For what it’s worth, I just turned 30 and I’m getting quotes for litre SS bikes around the $2500/yr year. Clean record, Brampton. Full M license for a little over a year now.

Summer 2016, I was getting quoted more than that just for a RC390 lol. 600 SS was in the $4500-$5500/year range.

One perk of hitting the salt and pepper stage I guess :p
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Guess there is hope afterall


30, and full M probably also helped
 
Riceburner said:
Wait till you go over 50. Sport bike then comes in just around $350/year. :)
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Lmao! Something tells me riding a SS at that age may not be in the cards. Gimme that Harley life.


roadrash said:
Dbworld ..
With Allstate?
Click to expand...

I can’t recall all the ones I checked with specifically. I think it was through RidersPlus or some of the other well known bike insurers that offer online quotes. TD was similar, shockingly.
 
dbworld4k said:
Lmao! Something tells me riding a SS at that age may not be in the cards. Gimme that Harley life.




I can’t recall all the ones I checked with specifically. I think it was through RidersPlus or some of the other well known bike insurers that offer online quotes. TD was similar, shockingly.
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Everyone knows online quotes dont mean ****, did you ever end up talking to a broker or emailing directly?
 
Yes, I actually did phone in and email one agent as well. The numbers were consistent. Online quotes have never been a problem for me, enter the information accurately and there are usually no surprises.
 
dbworld4k said:
Lmao! Something tells me riding a SS at that age may not be in the cards. Gimme that Harley life. .....
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I'll never be that old.

No problems riding a SS when it's in action....it's the pain of the hour long run just to get to good roads.
 
dbworld4k said:
Yes, I actually did phone in and email one agent as well. The numbers were consistent. Online quotes have never been a problem for me, enter the information accurately and there are usually no surprises.
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Awesome

Riceburner said:
I'll never be that old.

No problems riding a SS when it's in action....it's the pain of the hour long run just to get to good roads.
Click to expand...

lol 3 hour ride covered in 1 hour, thats how you know you ride a SS ;)
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