MicSpartan
Active member
Hey guys, I'm new to the forum here and just had a question about insurance. So my dad is 50 years old and I am 17, we are looking at getting a new bike for the new riding season. We are looking at dual sports and sport bikes primarily, such as the CBR600RR or a similarly classed dual sport like the KTM 690 Enduro R. Before you get on me for being 17 and looking at bikes like these, the bike will be the only one in our household and is primarily for my dad to ride. I would get it on the odd weekend here and there. I have over a year of street riding experience on a 2007 XT225 (yes I am aware this is a significantly less powerful bike) and also have a lot of dirt bike experience (on 450s) so I feel I'm up to the task of riding something with a little more power.
Both my dad and I got our M1 in September of 2015, did the safety course together, and then both got our M2 in December 2015. I will be turning 18 in May. My record is clean and my dad has one or two speeding tickets on his record (car).
Anyways, the question is: What company will offer the cheapest insurance for our situation?
Also, should we just wait until I'm 18 to get another bike? I've heard rates can drop after you turn 18. Also feel free to suggest possible bikes that would be cheaper on insurance compared to others, we haven't decided on a bike yet. No 250s though, like I said earlier we are looking at a more powerful bike. Thanks in advance!
Both my dad and I got our M1 in September of 2015, did the safety course together, and then both got our M2 in December 2015. I will be turning 18 in May. My record is clean and my dad has one or two speeding tickets on his record (car).
Anyways, the question is: What company will offer the cheapest insurance for our situation?
Also, should we just wait until I'm 18 to get another bike? I've heard rates can drop after you turn 18. Also feel free to suggest possible bikes that would be cheaper on insurance compared to others, we haven't decided on a bike yet. No 250s though, like I said earlier we are looking at a more powerful bike. Thanks in advance!