Got my 2017 renewal paperwork, insurance going down again !! WOOT ... | Page 2 | GTAMotorcycle.com

Got my 2017 renewal paperwork, insurance going down again !! WOOT ...

samurai said:
Planning calabogie this year? I picked up the 2017 schedule from Pro6 earlier today from the motorcycle show


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Sure..this year i'm gonna race you in the red group..your bike and my road racing bicycle! I should be able to do 6minutes a lap what do you think?:D Sold all my track gears.
 
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When I had the 08 1000RR on the street it was $750/yr w/ allstate. They wanted the house and cars which were average rate. This is in waterloo, 30+, clean, try Grant Redfern:

GRedfern@allstate.ca

sempre1 said:
Try to sale the 1000cc and buy a 600cc instead way cheaperrrr.:D
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Someone should start a "Geezer, low MC insurance rates" thread to counter the many "squid SS high insurance rates, what should I do?" threads, to sorta even things out even a little.

I'd be interested to know, through empirical rider data, for the GTA, how old you need to be to get a low rate, what they ride and where they live.
 
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@TorontoBoy there was a thread like that last year iirc
Gender
Age
Bike
License class
Location
Insurance company
Rate
Stand alone/ bundled


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sempre1 said:
Sure..this year i'm gonna race you in the red group..your bike and my road racing bicycle! I should be able to do 6minutes a lap what do you think?:D Sold all my track gears.
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I am in green group and my best was 3:30 or something like that during the two days I ever had on the track. ?


6 mins on bicycle is damn good though, it has turbo?

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30 years old 6+year Mc license clean. $760/year comprehensive with wasanasa for a 2011 gsxr 750. Getting old isn't that bad.

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Neil_V said:
Maybe check the fine print and see if your coverage has been reduced after last years changes. May merely be the illusion of improvin'
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I'll double check, I think my renewal last year had the changes already baked into it which is why I saw it drop significantly last year and only a minor drop this year (by comparison).
 
I'm so hype about these rates! Can't wait till I get older and get my full GM :D Currently will be paying $3000/year for a R3 :'(
 
Toronto said:
I'm so hype about these rates! Can't wait till I get older and get my full GM :D Currently will be paying $3000/year for a R3 :'(
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make sure if you took the motorcycle safety course you tell your broker, there is a discount.
and it actually makes it so some companies will take you as a new rider when usually they wouldnt.
 
My renewal for 2017 just arrived...
Down $111.00 from last year's $945 premium to $844. 'Nice little surprise.
Bike's a '16 FJR1300 ES
 
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I just got mine in the mail and was really surprised (2013 ninja 300 through Meloche Monnex).

From 749 to 372!!!

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Just to add, my new policy with lower premium has "Property Damage" removed.

Wonder if this is really needed.

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Got an update from Vinnie at Allstate a few days ago. I got the elite rider discount (30% off) a few months early, he put in an exception for me.

Now paying around $80 a month for my 2008 GSX-R 750. Overall savings from last year to this year on car and bike $1200+.
 
yep, mine went down by $293 for two bikes. Nice change for once. I left TD last year and switched to AVIVA with Dalton Timmis, thinking they would give one year of decent rates and BAM!!!!!, have a huge increase but its a pleasant surprise. Now to wait for the cars........
 
Just a reminder, MOST policies now have REDUCED coverage, (which is why many are seeing decreases, it is NOT that they are giving us a price break). Compare last years coverage to this years you will see the reductions. In my case the reduction was wiped out when I choose to go back to the previous coverage levels, (except for the increased deductibles as the lower $300 deductibles I previously had are no longer available now minimum deductible is $500).

There is a thread here in the sub forum about decreased coverages.
 
1st year with tdmm on a cb500x for a 28 y old rider on an m2 for past 3 years
$1050

2nd year with tdmm with full m
$1225

3rd year with tdmm with full m
$783
 
hedo2002 said:
Just a reminder, MOST policies now have REDUCED coverage, (which is why many are seeing decreases, it is NOT that they are giving us a price break). Compare last years coverage to this years you will see the reductions. In my case the reduction was wiped out when I choose to go back to the previous coverage levels, (except for the increased deductibles as the lower $300 deductibles I previously had are no longer available now minimum deductible is $500).

There is a thread here in the sub forum about decreased coverages.
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^^^^^ this. Check very carefully. My rates were down a tiny bit but coverage totals changed. I may enquire to see how much to get them back up to the original amounts. TD Meloche Monex alumni program here.
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