Cdn_Lumber
Member
Not Sure, I read that as well and it was very vague
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New Aviva Supersport Insurance Rules
- Thread starter Paulee
- Start date
Not Sure, I read that as well and it was very vague
I hope that my R3 rate for next spring doesn't change. I just purchased a brand new 2015 R3 in Blue just yesterday for $5k out the door. I got quoted $3000 for full coverage on my R3 about two weeks ago from Paul. I also asked rates for 600's, ended up being all $11K for me.
bigpoppa
Well-known member
Riceburner
Well-known member
Holy crap! How do you guys afford $3k/yr ins. at your age?
The bigger question is why would you pay 3k for an r3.
Mental
Member
Gotta remember that most people at our age don't have homes and dependables to pay for.
That said, he's gotta be under 25. I'm insured on a CBR500R at $1,600/yr, and an R3 was similar.
conundrum
Well-known member
At least for 2016 they were a lot less for the bike actually....$800/year vs $1100/year, and also a few hundred cheaper than TD MM on the car. Problem was my car and home had already been recently renewed, and the cancellation fees practically wiped out the deal. I believe I also asked about a lower rate if I brought the car and home over to Aviva as well, and they said the bike would remain about the same (all discounts already applied).
One big pro for Aviva though if anyone buys new is they allow you to get a waiver of depreciation for up to 5 years from the purchase date of the bike, which gives you back full MSRP should anything bad happen. Most others seem to only do 2-3 years, and All State only does it on cars. For mine, added cost was $100/year or less than $10/month extra.
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From my understanding, if you have an existing policy with Aviva you will be grandfathered in.
I will update my thread once I have more info.
I will update my thread once I have more info.
$3k buys a lot of track time where there is no insurance required and no speed limits. If you've never done it, seriously consider it. Its a bunch of like minded enthusiasts going as fast/slow as they like in a much safer environment. We all had our first track day once, don't be afraid to ask if you are interested.
What? I'm saying why would he pay 3k a year for insurance on an r3. That's Supersport price territory. Are you saying he shouldn't have insured it and spent that money only on track days?
bigpoppa
Well-known member
Dont know how old he is, but if hes like 18, 3k sounds about right for a 300(especially if hes a new rider).....I was quoted at like 2000$ for an r3/ninja 300...and i was 26 at the time
this is BEFORE the new/cheaper rates went into affect(that also offered less coverage)
this is BEFORE the new/cheaper rates went into affect(that also offered less coverage)
The following up season is going to be my first season riding. I turned 18 years old about an half a year ago. I'm very young, I got quoted 3K for full coverage from Paul, which will only be available at that price after I do my MSF course to my M2. I still haven't gotten my M1 yet... LOL.
Yup! I'm only 18.
sempre1
Well-known member
Cdn_Lumber
Member
Just thought I would add as the changes have now been implemented...
If you are under 4 Years Licensed with a SS(that is surcharged), it is an automatic decline. Unsure if this will affect renewals or if they will be grandfathered in
If you are under 4 Years Licensed with a SS(that is surcharged), it is an automatic decline. Unsure if this will affect renewals or if they will be grandfathered in
With the new guidelines effective Jan 1st, Aviva is able to insure you on the FZ07 if you have been licensed less than 4 years since it is under 750 cc's and non super-sport.
The FZ09 and the CBR600 they would not be able to insure unless you have been riding for 4 or more years.
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