1982 Yamaha Virago xv920 - need insurance!!!

Hi everyone,

I cannot get insurance on this bike! Everyone I have spoken to say they won't insure it because it's too old and I need classic/vintage insurance.

For that, I need an appraisal - to be honest, it's not worth anything but a few hundred dollars at most and it was handed down to me from my father in law.

I have a newer bike (2014) and my broker said he can't insurance this Yamaha for me and that classic/vintage insurnace it very hard to get and very expensive...at this point it seems just hard to get! No one wants to quote it!

Anyone have a lead or know a way around this? I just want basic liability!!!

I live in Guelph too, so all my rates for everything dropped when I moved from Mississauga, so I can't imagine this bike costing that much!

Thanks!

- J

I had no problems getting my 1985 goldwing insured with Intact. This was 2 seasons ago, may have changed since then.

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My broker spoke with them and they said no, so did aviva, state farm and riders plus.

We just need to call attention to the right people who have older bikes. Lol. @ MattRain, any ideas?

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Surprised that Riders Plus denied you. They were willing to insure a 1974 Kawasaki F11 two-stroke that I was considering one time.

I originally insured my FJ with State Farm in 2013 and I switched to Riders Plus in 2014.

Maybe it's an age thing? Beats me.

I'm with the Personal for my '84 Honda, and two years ago I was with Cooperators. both had no issues with older bikes, at that time.

I will give them a call!

I don't think age really has anything to do with it at this point...I'm 30 now but I just got m2, but that wasn't really what anyone said was the problem !