difference between 300 and 600cc

catzo said:

My ninja 250r was 2 grand a year, my fz6 (600cc sport tourer) is $2800 a year, I got a quote from my insurance company for $3000 a year for the vstar 650.

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Vinnie - Allstate Ins. said:

I wouldn't pay attention to online quotes, they are pretty inaccurate. When it comes to shopping around, I agree with Private Pilot some people just don't care and would give you a rate and hope you can pay it for the commission. As an agent I would say that steering clear of SS's is a good idea because they are harder to insure for new riders as they don't have the insurance history. A cruiser would be better, as you can probably do it stand alone but may have to pay a stand alone fee, and to waive the fee you would need to bring something over. As far CC's go, I know that Allstate doesn't rate based on that, we rate based on the price of the bike and the rider, other people insurers not sure. Get the a cruiser, something old and something that you don't mind dropping and just put liability on it no comp or collision, that way you can save yourself from paying over 2 grand in premiums, assuming you are a G2 rider. Oh.. And I know people say that you should start on a 250 (Ex - CBR250), but for example we still rate that as a sport bike. When you get the experience and an M go for the sport bike, it'll sdave you money doing it that way.

If you have any questions, feel free to email and I'll be glad to answer them.
vnarace@allstate.ca or 519-471-1900 Ext 5011.

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