Hey Folks,
backstory: Problems with TDMM increases, called around and found Don Flores of Allstate from one of the GTAM threads. TDMM wanted $2200...Don brought me down to $1200. Clear winner. Here's the problem...
Two days after cancelling the TD renewal, registering new bike, and confirming insurance with ALLSTATE, I get an email stating
"...new motorcycle insurance rules for 2016...due to your bike(sport class[VFR is sport class?]) ...rules require home&auto to be included....because of this I require you to cancel the policy we just started."
Now you can see my frustration. What can I do about this? The policy is already in effect, season just started...am I really obliged to cancel my policy? Won't early cancellation affect my rating? As cool of a dude and very helpful Don was, am I going to have screw him over on this one? Technically it was the underwriter's who brought the new rules to his attention, or so he says.
Any advice? Thank you!
[RESOLVED]
UPDATE:
Spoke to head office...
So in fact the agent screwed up with the prequalifying questions...and I didn't meet quite a few of them yet he insured me anyway and the underwriters caught it.
For Bike's to be insured on their own, they must meet the following:
Cruiser
M license
30+ yr old rider
1yr minimum continuous insurance
I'm 28 with a VFR...fair enough. But sucks because I had such a great rate with them...
backstory: Problems with TDMM increases, called around and found Don Flores of Allstate from one of the GTAM threads. TDMM wanted $2200...Don brought me down to $1200. Clear winner. Here's the problem...
Two days after cancelling the TD renewal, registering new bike, and confirming insurance with ALLSTATE, I get an email stating
"...new motorcycle insurance rules for 2016...due to your bike(sport class[VFR is sport class?]) ...rules require home&auto to be included....because of this I require you to cancel the policy we just started."
Now you can see my frustration. What can I do about this? The policy is already in effect, season just started...am I really obliged to cancel my policy? Won't early cancellation affect my rating? As cool of a dude and very helpful Don was, am I going to have screw him over on this one? Technically it was the underwriter's who brought the new rules to his attention, or so he says.
Any advice? Thank you!
[RESOLVED]
UPDATE:
Spoke to head office...
So in fact the agent screwed up with the prequalifying questions...and I didn't meet quite a few of them yet he insured me anyway and the underwriters caught it.
For Bike's to be insured on their own, they must meet the following:
Cruiser
M license
30+ yr old rider
1yr minimum continuous insurance
I'm 28 with a VFR...fair enough. But sucks because I had such a great rate with them...
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