General Rates for the Honda MSX/Grom?

Hey guys, I've been going back and forth between multiple bikes, ranging from cruisers to sport bikes,

I've been looking at the grom:

-reliable
- zippy
-great gas mileage
-won't woo the girls but looks fun as hell
-CHEAP
-good for a mini man like me (5'3)
-reminds me of my old 50 cc pit bike

I've been thinking about getting a dual sport as I have been riding dirt bikes for a long time, but I think it will be safer to gain experience on something I don't need a stool for (darn you wr450f... rest in pepperoni)

The Grom seems like a very reliable bike that is good for zipping around upper paradise and upper James in Hamilton ON.
For any Grom owners out there, what are your rates? Just trying to get an idea of how high it will be (don't worry, I know I'll stay a poor boy paying for insurance in Ontario) also anything that needs improvement on? I'm a pretty handy person and have worked on thumpers time and time again.




Anyways(if you even read through all my gibberish) Let me know what you think about the grom for a beginner STREET rider.

I've got a poll for easy reply if you don't feel like typing