Theyre fun if you like that kind if gearing with a redline at 6500 rpm (power is all in the lower part of the band)If you want a naked bike and like Honda and don't want to spend too much, look at the Honda nc/nx 700 or 750. We have a 2012 nc700 and when wifey and I aren't on our cruisers we rip around on it. Super cheap to maintain and operate. Not trilling to ride like your others on the wish list but if I had to narrow 3 bikes down to 1 I'd keep the nc 700.
CB500x is similar, same power-ish but geared more in a motorcycle way (has low end torque but really comes alive from 5-8RPM with redline at 8500)
But seeing that youre coming from an 800 crosstourer, you might find the power lacking..BUT cb500x and nc750x are awesome urban bikes. Big bike feel with small bike agility letting you keep up with bigger bike in twisties but still getting awesome gas mileage lol.
Personally, if i were you, id go with what most guys suggested, fz07, fz09