I am trying to get some information from those who had made a claim before. If I am in the middle of my policy and my bike gets stolen, do I still have to pay the remaining of the premium? TD basically told me it is recommended to keep the policy active until my claim has settled, they seem reluctant to tell me a straight answer I can just cancel it and make a claim. Understandably TD uses 'pay as your ride' system, so the longer I keep the policy, the more I have to pay. What is your experience?