Ironic your concerned about the insurance ramifications of taking the bike on a public road, but not so much in a parking lot, (Now remember you specifically stated a "mall parking lot"). Now what if the bike gets away from you, (yes you stated you will be doing the speed limit, there is no "speed limit" in a parking lot yes there may be signs saying for example 5 km/h but those are not official speed signs and mean nothing).
You want to ride the bike more than "test it" and we have all seen the youtube videos of guys with "good intentions" of riding responsibility then doing something stupid.
What if some idiot comes around a corner and your involved in a collision. How do you think your insurance will fair after the other driver files a police report and your insurer finds out you were operating an uninsured vehicle? None of us who have had something "go south" on us ever set out planning on the worst case scenario..lol
As has been stated by those with a lot more experience, many of the issues don't even require the bike to be running little alone ridden.
You want to ride the bike more than "test it" and we have all seen the youtube videos of guys with "good intentions" of riding responsibility then doing something stupid.
What if some idiot comes around a corner and your involved in a collision. How do you think your insurance will fair after the other driver files a police report and your insurer finds out you were operating an uninsured vehicle? None of us who have had something "go south" on us ever set out planning on the worst case scenario..lol
As has been stated by those with a lot more experience, many of the issues don't even require the bike to be running little alone ridden.