You get cranky in Christmas time eh, more than usual.
-OP best you can do is start going to dealerships and get high price quotas (a few of them)for your replacement bike and be prepared for when dealing with your insurance. Also find comparable bikes with comparable KM in kijiji etc and print those adds if the price is something you will be happy with.
- Get a good idea of how much is going to cost you to replace your bike and have a clear number in mind, remember that the price the insurance will give you includes taxes, so if you are negotiating 6k, you will get that minus taxes.
- Do not let them just give you a low ball, you can always negotiate a higher price as long as you have done your home work.
-By the time riding comes you will have a new (to you) bike so as much as this sucks at least is not summer time and riding time lost is 0.
Forget about your bike, it is in a box going somewhere else in the world like jamaica.