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S1000r insurance

Paul1000RR said:
Jesus you guys are getting hosed

Paid $65 a month for my 1000rr, $59 for my 750, and $50 and change for my 600rr with allstate. Im 31 btw, clean record

Grant Redfern
Agent
gredfern@allstate.ca
Click to expand...
Jeez I think I'm at like $55/month for my 125 with The Personal at 30 with a single speeding ticket.
 
It’sgreat everyone is posting what they pay per month, however there are so many variablesthat nobody should follow and except to be paying the same as the person paying$60/month.
Age, CC’s,riding experience, territory, coverage’s all make a difference.

Let’suse me as a reference and see how everything changes:

Quotedat 2014 Kawazaki ZX1000R, 40 years old, over 10 years riding experience.
$2Mliability coverage, with a $500 all perils deductible, full coverage.

Using mypostal code where I live: $89/month

Toronto Postal code: $101/ month

Changingage, and minimum 5 years riding experience:
35 yearold: $112/month
30 yearold: $116/ month
25 yearold: $208/ month
I’m noteven going to post under 25, scary.

That is only taking age in consideration, onceyou start changing CC’s, bike coverage, which 90% of motorcycle riders onlyhave $1M liability (scary) No collision or Comprehensive, even gets lower
 
It’s great everyone is posting what they pay per month, however there are so many variables that nobody should follow and except to be paying the same as the person paying $60/month.
Age, CC’s,riding experience, territory, coverage’s all make a difference.

Let’s use me as a reference and see how everything changes:

Quoted a 2014 Kawazaki ZX1000R, 40 years old, over 10 years riding experience.
$2Mliability coverage, with a $500 all perils deductible, full coverage.

Using my postal code where I live: $89/month

Toronto Postal code: $101/ month

Changing age, and minimum 5 years riding experience:
35 yea rold: $112/month
30 year old: $116/ month
25 yea rold: $208/ month
I’m not even going to post under 25, scary.

That is only taking age in consideration, once you start changing CC’s, bike coverage,which 90% of motorcycle riders only have $1M liability (scary) No collision or Comprehensive, even gets lower.

Please don’t think you should be paying the same as the guy paying $60/month, you don’t know his scenario.
 
Carlos Vincent said:
It’s great everyone is posting what they pay per month, however there are so many variables that nobody should follow and except to be paying the same as the person paying $60/month.
Age, CC’s,riding experience, territory, coverage’s all make a difference.

Let’s use me as a reference and see how everything changes:

Quoted a 2014 Kawazaki ZX1000R, 40 years old, over 10 years riding experience.
$2Mliability coverage, with a $500 all perils deductible, full coverage.

Using my postal code where I live: $89/month

Toronto Postal code: $101/ month

Changing age, and minimum 5 years riding experience:
35 yea rold: $112/month
30 year old: $116/ month
25 yea rold: $208/ month
I’m not even going to post under 25, scary.

That is only taking age in consideration, once you start changing CC’s, bike coverage,which 90% of motorcycle riders only have $1M liability (scary) No collision or Comprehensive, even gets lower.

Please don’t think you should be paying the same as the guy paying $60/month, you don’t know his scenario.
Click to expand...

Carlos is correct. It is a great idea to increase your liability limit from 1 million to 2 million. The difference in price is usually minimal. 1 million can be used up very quickly these days if you are being sued.
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