19 year old looking for insurance | GTAMotorcycle.com

19 year old looking for insurance

V

Victor

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Hello all,
My name is Victor and I am 19 and I am looking for a motorcycle insurance I am not sure which motorcycle to get. I am currently looking for a motorcycle that is similar to a Honda Titan 125 recently I finished the motorcycle course of Halton and peel and I have received an envelope containing my M2 but after 90 days from the date which I got my M1which is Aug 12 2014 I have to go to MTO and receive my official M2. For the course I rode a Honda Titan but when I went home on saturday I reaserched it and found out if it manufactured in Brazil and imported to canada only as a training bike on motorcycle courses. So If anyone could give me some suggestions about a bike that would be highly appreciated. I have focused on anywhere between 85cc but i can go to 150cc I am also looking for insurance that is not over the top for a college student. I caused crash at my fault march this year in a car not motorcycle.
Any help will be highly appreciated.
Thanks in advance.
Victor
 
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If possible; get a dirt bike and ride off road until you're 25. Arguably: you'll be a more skilled rider, have better understanding of the roads & hazards (from years of experience driving your car), be a more mature operator, and start to get reasonable insurance. Dirt bikes are also much more rugged and designed for abuse - they usually don't mind being dropped.

This might not be possible, and is not answering your question. However, I think you should consider this.
 
Sent you a PM :)

The system is what it is. I remember being that age...regardless, it DOES get better.

Just do yourself a favour and keep your record clean...the payoff does come :)
 
Go for surenet insurance. Paul South Is the broker for them I believe. I'm paying 2100 on a ninja 400 I can only imagine on a 125 you'll be paying much less. Oh and I'm only 20 so I'm still in the 19 to 21 age bracket.
 
Boots said:
Go for surenet insurance. Paul South Is the broker for them I believe. I'm paying 2100 on a ninja 400 I can only imagine on a 125 you'll be paying much less. Oh and I'm only 20 so I'm still in the 19 to 21 age bracket.
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Do you have an at fault accident on your record though? Thats what is going to hurt him the most.
 
Thank you i will look into it
I haven't tried surenet yet and is it in Canada or states cuz k am in Canada. If that makes any difference.
 
The premiums you'll pay will not be worth the ride. I was fortunate and was able to ride a new CBR600 when I was 18, as it was insured through my father. I got my current bike, a new GSXR 1000 two years later when I was 20 and have had that bike since. If I didn't have that option I wouldn't have bothered and just stuck to dirt riding. A 125-250cc beginner bike on the street is going to get boring pretty quick. You can have much more fun on a 250-450cc dirt bike. Plus, it'll be safer.
 
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I applaud the OP for looking at a reasonable starter bike and not a litre bike. The at fault collision will really hurt. Better wait a year or two. And I don't recommend you put the bike in your fathers name. Insurer will investigate that little scam and you may end up paying dearly one day if you make a claim.
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