26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.



Results 1 to 14 of 14

Thread: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

  1. #1
    nightflex's Avatar
    Join Date
    Feb 2013
    Location
    Markham
    Posts
    60

    26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Forum Sponsor
    I am 26 years old with 10 years of driving exp along with consistent insurance on a car.

    Hold the M1 and scheduled for M2 in April.

    Unfortunately, have 4 speeding tickets with one coming off in July.

    I've got a 2009 250cc and looking for insurance.

    They all want me on facility and lowest is $250/month, highest being $540/month.

    Should I give up?.. 3+ hours on the phone with Jevco, Primmum, SF, Intact, Td, RP and bunch of brokers.

    Anyone in the same dilemma who would like to guide me?

    P.S. I should add all minor, No accidents or claims in the last 10 years.

  2. #2
    kellen's Avatar
    Join Date
    Sep 2007
    Location
    Woodstock
    Posts
    2,519

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Facility is it.
    KH Racing
    Lost Era Lightweight #667 - 1999 Yamaha R6
    Thanks to: TRACKSIDE CUTS - RIPP RACING BRIDGESTONE - MIKEY MOTO MMR - HINDLE EXHAUST
    ​2012 Championship runner-up

  3. #3
    PLau's Avatar
    Join Date
    Nov 2010
    Location
    Richmond Hill/Woodbridge
    Posts
    2,219

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Once you hit 3 tickets, nobody really wants to insure you for a reasonable price.... For SF, they just drop you once you hit 3.

  4. #4

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Hey man, for that many tickets, 3k/year isn't too bad. Better than the 6k+ you were seeing eh?

  5. #5

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Facility is where you will be.
    At 3 tickets you can start looking around again for better rates. Just watch the heavy foot! lol

  6. #6

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    i'm 21 and just got an insurance policy for a 2012 ninja 250R Se for 2410/Year with Intact (200/month). Theres a very good chance that its because of your tickets.

  7. #7
    nightflex's Avatar
    Join Date
    Feb 2013
    Location
    Markham
    Posts
    60

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    $270/ it seems - i guess my advice would be for anyone else to drive slower and don't be like me.

  8. #8

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Quote Originally Posted by spartan147 View Post
    i'm 21 and just got an insurance policy for a 2012 ninja 250R Se for 2410/Year with Intact (200/month). Theres a very good chance that its because of your tickets.
    Where do you live? That's an awesome quote

  9. #9
    nightflex's Avatar
    Join Date
    Feb 2013
    Location
    Markham
    Posts
    60

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Quote Originally Posted by drumstyx View Post
    Where do you live? That's an awesome quote
    I was quoted $77/month from SF if I only had two tickets. that's $945 or something for the year.

  10. #10
    PLau's Avatar
    Join Date
    Nov 2010
    Location
    Richmond Hill/Woodbridge
    Posts
    2,219

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Quote Originally Posted by nightflex View Post
    I was quoted $77/month from SF if I only had two tickets. that's $945 or something for the year.
    The advantages of being over 25 years old....

  11. #11
    Deimos's Avatar
    Join Date
    Aug 2009
    Location
    Downtown T.O.
    Posts
    368

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Quote Originally Posted by nightflex View Post
    I was quoted $77/month from SF if I only had two tickets. that's $945 or something for the year.
    Quote Originally Posted by PLau View Post
    The advantages of being over 25 years old....
    so many MORE advantages if you are not in Toronto, female, clean record, over 30, not riding super sports, etc.
    Current: '04 Suzuki SV650n
    '06 Honda CBR F4i
    '06 Suzuki GS500F: Gone but not forgotten

  12. #12

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    I got a quote from SF for 2012 ninja 250, 673/year. I'm 26, first year riding, 10 years driving, 1 speeding ticket.

  13. #13
    LoneRonin's Avatar
    Join Date
    Sep 2009
    Location
    Everywhere
    Posts
    2,123

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Quote Originally Posted by nightflex View Post
    Unfortunately, have 4 speeding tickets with one coming off in July.
    Next time pretend you didn't see the ****er, i.e don't acknowledge him, slow down or look his way and keep on going...
    "Any man dies with a clean sword, I'll rape his ****ing corpse!"- The Hound

  14. #14
    nightflex's Avatar
    Join Date
    Feb 2013
    Location
    Markham
    Posts
    60

    Re: 26, 250cc, 10 years driving exp, M1, M2 RTI in April, Insurance concerns.

    Quote Originally Posted by LoneRonin View Post
    Next time pretend you didn't see the ****er, i.e don't acknowledge him, slow down or look his way and keep on going...
    then I can forget about having car insurance too. lol

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •