So my 2005 Hayabusa was struck while parked on the street by a woman backing up her Ford Escape and not seeing the motorcycle. She knocked it completely over onto the left side and then some. My 556lbs Hayabusa came to rest 3 ft from the spot it was parked on.
There's only cosmetic damage, but unfortunately, a lot of it.
Took it to Heritage Auto and Powersports and Daniel did up an estimate (great guy to deal with).
My insurer (Primmum) was very courteous and helpful at first, but has been impossible to get a hold of over the past two weeks.
Finally got through to an adjuster today (not my assigned one) who told me that due to the $$$ amount to repair my motorcycle, they were going to write it off.
I was bracing for this, so it was no surprise.
They offered a cash settlement of a certain amount which I disagree with and will not budge, citing my high kilometres (62,000 km), regardless of the condition my motorcycle was in (very, very good, as anyone who has seen my motorcycle can attest to).
When asked how much they would offer if I were to keep the bike, they offered 77% of the previous value.
The problem is, for the amount they are offering, I will NOT be able to purchase another 2005 Hayabusa (GP Bikes has an '05 for $7500). For 77% of the amount they are offering, I will not be able to buy all the parts to restore my bike.
Argh.
What are my options? Can I sue the woman who hit me for the balance of the cost of repair?
Thanks,
Bob.
There's only cosmetic damage, but unfortunately, a lot of it.
Took it to Heritage Auto and Powersports and Daniel did up an estimate (great guy to deal with).
My insurer (Primmum) was very courteous and helpful at first, but has been impossible to get a hold of over the past two weeks.
Finally got through to an adjuster today (not my assigned one) who told me that due to the $$$ amount to repair my motorcycle, they were going to write it off.
I was bracing for this, so it was no surprise.
They offered a cash settlement of a certain amount which I disagree with and will not budge, citing my high kilometres (62,000 km), regardless of the condition my motorcycle was in (very, very good, as anyone who has seen my motorcycle can attest to).
When asked how much they would offer if I were to keep the bike, they offered 77% of the previous value.
The problem is, for the amount they are offering, I will NOT be able to purchase another 2005 Hayabusa (GP Bikes has an '05 for $7500). For 77% of the amount they are offering, I will not be able to buy all the parts to restore my bike.
Argh.
What are my options? Can I sue the woman who hit me for the balance of the cost of repair?
Thanks,
Bob.