I'd fight it. 44 over or 15 over doesn't matter for insurance, either one is a minor ticket. The worst thing that could happen in court is it gets raised to 44 over (unlikely) and you lose. That would still be less than $500 (I didn't bother looking up the actual fine). The best thing that can happen is you win and the ticket never happened.
As this is your second ticket within 3 years, you are looking at a 10%+ insurance surcharge (viffer correct me if I'm wrong here) for the next year at least, possibly up to 3 depending on when you got the first ticket. 10% on you insurance will be more than the fine. Fight it.
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