By the sounds of it you're likely with a company that doesn't want sportbikes. It sounds like you're with Kingsway or Jevco. Both have good rates for a 250 bike (because it's exactly what they want). The R6 is a different monster altogether.
If that's what you are looking to upgrade to, the best time to do it is on the renewal, and then move to a different company that insures sportbikes for a reasonable premium.
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