2 different insurance companies

[ridingisfun]

Hope soemone can answer this.

I have 2 cars(under my name)... 1 car is my own (only me) and 1 has 2 names on it and I am also signed onto that policy...
Question is if my other car gets in an accident (at fault) will it affect my policy? And if it did happens and I decided to change companies will it affect me or if I get into trouble (hope not) will it affect my other policy?

Any facts because I don't want to mess around with insurance.. Thanks

[overkill13]

If you are signed under the policy then your insurance will be affected by any claims made on that vehicle. These claims will last the usual 6 years and follow you around if you change companies.

I royally screwed up my parents insurance when I was younger and a secondary driver on their cars.