License suspension for unpaid ticket?

**ajaxguy** · 09-01-2008, 01:09 AM

Ok so I forgot to pay a minor speeding ticket i got last year, so lil did i know my license was suspended. I went to renew my sticker and thats when i found out. She said sometimes they send stuff and sometimes they dont, so kinda retarded but whatever. Anyways So i paid the fine asap and the reinstatement fee.
Now what I want to know is , will the suspension hurt my record alot, or just the ticket(obviously). It didnt get suspended for anything crazy, just forgetting to pay a fine, so i wonder if my insurance will ding me cuz it was suspended for all of 1 week?

**Hachi-Roku** · 09-01-2008, 08:47 AM

Originally Posted by ajaxguy

Ok so I forgot to pay a minor speeding ticket i got last year, so lil did i know my license was suspended. I went to renew my sticker and thats when i found out. She said sometimes they send stuff and sometimes they dont, so kinda retarded but whatever. Anyways So i paid the fine asap and the reinstatement fee.
Now what I want to know is , will the suspension hurt my record alot, or just the ticket(obviously). It didnt get suspended for anything crazy, just forgetting to pay a fine, so i wonder if my insurance will ding me cuz it was suspended for all of 1 week?

Yup
Insurance will see the Suspension and nail you accordingly

Length of time and reason for suspension won't matter

**bitzz** · 09-01-2008, 09:20 AM

Originally Posted by Hachi-Roku

Yup
Insurance will see the Suspension and nail you accordingly

Length of time and reason for suspension won't matter

Sorry no.
Your suspension for unpaid fines is a "administrative suspension" and will not affect your insurance.
The "minor speeding" ticket you didn't report might though.

**Hachi-Roku** · 09-01-2008, 11:15 AM

Originally Posted by bitzz

Sorry no.
Your suspension for unpaid fines is a "administrative suspension" and will not affect your insurance.
The "minor speeding" ticket you didn't report might though.

Ok
Mind calling my insurance and telling them that

lazer incognito · 09-01-2008, 11:34 AM

Originally Posted by Hachi-Roku

Ok
Mind calling my insurance and telling them that

I think you should call them, it's true that it won't affect the insurance. It doesn't appear on your abstract.

**Hachi-Roku** · 09-01-2008, 11:36 AM

Originally Posted by lazer incognito

I think you should call them, it's true that it won't affect the insurance. It doesn't appear on your abstract.

I'm going to start making calls tomorrow

Paying $430 a year
If this is true i should be well under $400

Thanks

lazer incognito · 09-01-2008, 11:39 AM

Originally Posted by Hachi-Roku

I'm going to start making calls tomorrow

Paying $430 a year
If this is true i should be well under $400

Thanks

You're paying $430 a year and you're complaining? That's $35 a month, sounds cheap to me.

**Hachi-Roku** · 09-01-2008, 11:42 AM

Originally Posted by lazer incognito

You're paying $430 a year and you're complaining? That's $35 a month, sounds cheap to me.

Not really
It's better then Most but remember
It's not a SS or even a newer-ish bike

My BSA was $700 a year / one way

I just feel My Honda should be way way less

**TBSS_guy** · 09-01-2008, 10:19 PM

I've been told that the increases associated with these can be waived at the discretion of your broker, assuming the license was suspended for less than 30 days.

You might want to ask this in the insurance section instead of here though, get advice from actual insurance experts.

**ajaxguy** · 09-02-2008, 12:13 AM

Ya is spoke to my agent and they said it should not affect your insurance, it wasnt suspended for an offence, but like the one guy said , it was administrative.

**Splash** · 09-02-2008, 03:00 AM

when I got insurance for my truck I asked them if someone gets a DUI and gets their license suspended for 3 months but the conviction gets thrown out, would that affect someone's insurance. He said NO since the person was not convicted of anything and it was a suspension for less then 1 year. BUT if you leave that info out when your insurance company ask if you ever got a suspension then they got you for "Non-disclosure" and that's BAD news.

**Duster929** · 09-04-2008, 09:19 AM

This same thing happened to me. I went in, paid the money for reinstatement, and had it back in no time. When I told my agent about it, he said it wasn't a problem, just an administrative suspension, so it doesn't count against me.

As for the guy paying $430 a year for insurance, who thinks he should be under $400... so do you think your insurer is "nailing" you with that extra $30 because of your suspension?

--- D