Compare This Quote



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  1. #1

    Compare This Quote

    I always found it very insightful to see other peoples insurance quotes just to get a reference of how much I would be paying.

    I finally purchased my first motorcycle, a 2008 Kawasaki Ninja 250.

    The quote is through State Farm whom my car is also with.

    Here's my info.

    - Single male, 23 years old (24yrs in April 200
    - M2 with safety cert
    - G licence (driving for about 9 years)
    - ABSOLUTELY clean record
    - never involved in any accident or mystery fender bender

    Quote:

    - Full Coverage ($1000 ded) is $72/month

    Man, I'm so pumped to ride.

  2. #2
    JackyBoy
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    Re: Compare This Quote

    Quote Originally Posted by 123justin View Post
    I always found it very insightful to see other peoples insurance quotes just to get a reference of how much I would be paying.

    I finally purchased my first motorcycle, a 2008 Kawasaki Ninja 250.

    The quote is through State Farm whom my car is also with.

    Here's my info.

    - Single male, 23 years old (24yrs in April 200
    - M2 with safety cert
    - G licence (driving for about 9 years)
    - ABSOLUTELY clean record
    - never involved in any accident or mystery fender bender

    Quote:

    - Full Coverage ($1000 ded) is $72/month

    Man, I'm so pumped to ride.
    Nice man.. State Farm is the way to go right now...

    I pay $1000 for full coverage on a 2007 GSX-R1000..... 37, single, clean record.. I also have my car with them...

  3. #3
    bruzer_boy's Avatar
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    Re: Compare This Quote

    how can you be 23 and been driving for 9 years? did you get your licence when you were 14?

  4. #4
    JackyBoy
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    Re: Compare This Quote

    Quote Originally Posted by bruzer_boy View Post
    how can you be 23 and been driving for 9 years? did you get your licence when you were 14?
    He said he has been driving for ABOUT 9 years...

  5. #5
    bruzer_boy's Avatar
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    Re: Compare This Quote

    Quote Originally Posted by JackyBoy View Post
    He said he has been driving for ABOUT 9 years...
    so. whats the point?

  6. #6
    Ant's Avatar
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    Re: Compare This Quote

    that's a sweet deal, when i got insured last year i had the exact same stats (age/driving rec) as you except the bike was 600cc (1987 radian, not a sportbike) and i'm with kingsway, came to just over $2k...state farm quoted me close to $3k...cc's matter!

  7. #7
    kellen's Avatar
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    Re: Compare This Quote

    I have a 93 EX250, I'm 25, M1, had an auto accident last year...

    $550 a year liability only.

  8. #8
    Luke-PL's Avatar
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    Re: Compare This Quote

    I only have my m1, but when I called I told them Ill be registering the bike once I have done my course and hopefully have my m2.
    Been driving about 8-9 years, no claimed accidents, one ticket. 26 y/o.
    2001 Yamaha yzf600r.
    50/month liability only, or 70 full coverage, thats with statefarm.

  9. #9
    NiteshadeTA's Avatar
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    Re: Compare This Quote

    I pay $350 /yr liability only for my 2002 DRZ 450 SM.

    32 yrs old, 3 tickets, 1 claim (no $) GM2

    Nites

  10. #10
    bruzer_boy's Avatar
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    Re: Compare This Quote

    Quote Originally Posted by Luke-PL View Post
    I only have my m1, but when I called I told them Ill be registering the bike once I have done my course and hopefully have my m2.
    Been driving about 8-9 years, no claimed accidents, one ticket. 26 y/o.
    2001 Yamaha yzf600r.
    50/month liability only, or 70 full coverage, thats with statefarm.
    its funny how much quotes differ from person to person. i have about the same info as you, but for me a 600cc bike from state farm was over $2000. and i have my M2. what gives?

  11. #11
    Barky's Avatar
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    Re: Compare This Quote

    22/male, 2 major convictions, 2 minors, 2002 SV650, M2 + cert, $1400/year
    2002 Suzuki SV650s

  12. #12
    Ant's Avatar
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    Re: Compare This Quote

    who are you with barky? is that full coverage or just liability?

    i forgot to add that my 2k from kingsway is full coverage...

  13. #13
    Yamaha_Gurl's Avatar
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    Re: Compare This Quote

    Quote Originally Posted by NiteshadeTA View Post
    I pay $350 /yr liability only for my 2002 DRZ 450 SM.

    32 yrs old, 3 tickets, 1 claim (no $) GM2

    Nites
    I thought you said you were 22! Jerk! ahahha...that's a great quote, now let me on that thing of yours so I can decide if I wanna get one this year
    *~Maggie~*

  14. #14
    gcrouse's Avatar
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    Re: Compare This Quote

    I woul dbe riding an 05 gixxer 1000 if insurance i was quoted wasnt 2300 a year vrs the 700 a year i pay for the vfr. I'm 53 ( ya i know im old ... but wise lol) Had my license before the wheel was invented but still when it comes to big bore sport bikes i apparently dont qualify for a seniors discount

  15. #15
    Barky's Avatar
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    Re: Compare This Quote

    Quote Originally Posted by Ant View Post
    who are you with barky? is that full coverage or just liability?

    i forgot to add that my 2k from kingsway is full coverage...
    That's just liability and it's through Josslin Insurance (broker) and Jevco (insurance co.)

    Next season, once i'm in my 3rd year riding, I'll look into full coverage, but for now it's rediculously expensive. I think last year they wanted $5000 for full, and $2400 for basic
    2002 Suzuki SV650s

  16. #16
    Luke-PL's Avatar
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    Re: Compare This Quote

    Quote Originally Posted by bruzer_boy View Post
    its funny how much quotes differ from person to person. i have about the same info as you, but for me a 600cc bike from state farm was over $2000. and i have my M2. what gives?
    I asked her why its so low, I was expecting over 1000/year, she said its because my driving record is clean, and Ive been with them since the start.

  17. #17

    Re: Compare This Quote

    I wonder how much insurance will drop after I turn the magical 25 yrs...

  18. #18
    kellen's Avatar
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    Re: Compare This Quote

    probably not that much

  19. #19
    bruzer_boy's Avatar
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    Re: Compare This Quote

    Quote Originally Posted by kellen View Post
    probably not that much
    it actually does. i have been calling for quotes since my early 20's. as soon as i was 25 they dropped in half.

  20. #20

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    Re: Compare This Quote

    Quote Originally Posted by Luke-PL View Post
    I only have my m1, but when I called I told them Ill be registering the bike once I have done my course and hopefully have my m2.
    Been driving about 8-9 years, no claimed accidents, one ticket. 26 y/o.
    2001 Yamaha yzf600r.
    50/month liability only, or 70 full coverage, thats with statefarm.
    That's incredible... turning 30 in a couple of months, no accidents, no tickets, 93 FZR 600, 88/month liability/fire/theft also with state farm... either I'm getting ripped off or the yzf is much cheaper to insure?

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