Bike Friendly Ontario Insurance People [2008 edition!]
Last Updates:
Jan 04/2008 - Started new thread for 2008!
Jan 16/2008 - Verified contact updates.
Preamble: This list was started in 2002 when I got into the bike scene. Everyone had their own person to call, and no one shared their list and therefore didn't know who to contact to get a better rate. I believe this is the most complete list for southern ontario insurance companies at the time. Enjoy. For updates, reply to the thread or send a private message.
*** WARNING: Insurance fraud is common!
Don't be an idiot: Don't give up your hard earned cash to someone without knowing if they're legitimate. ALL BROKERS HAVE AN OFFICE - DON'T MEET THEM IN A PARKING LOT AND PAY CASH! If you're dealing with a broker, make sure they are legit by searching RIBO (Registered Insurance Brokers of Ontario) list by clicking the following link: http://www.ribo.com/co_license.cfm (I've also been informed by a few brokers that they'll have some kind of plaque saying they're valid members)
Online Quotes: All online quote systems are inaccurate, and just don't work for bikes - Don't waste your time with them. Call the company direct - it'll be faster and less headaches for you.
General notes about the list below:
- "License restrictions" usually means they won't insure you if you haven't had your license for a few years.
- "Bike restrictions" - if you're looking at a highend sport bike, they might not cover it.
- "Area restrictions" - They only do certain areas of Southern Ontario.
-- Brokers + Companies that support the GTAMotorcycle forums[/colour] Click here for the subforum. Note: they are paid entries!
[color=red]-- Insurance Companies that deal direct (ie: not through brokers)
Primmum - http://www.primmum.com
Tel: 1 800 816 9618 (new quotes)
Tel: 1 866 466 5276 (client services)
Note: The baseline bike coverage. They'll pretty well cover anyone and anything, but you might do better!
PC Financial Insurance - http://www.pcinsurance.ca
Tel: 1-866-660-9035 (M-F 8-8, S 10-4)
Note: Area and License restrictions.
-- Insurance Brokers
Brokers can go to many insurance companies to find the best deal for you - although some don't deal with all the insurance companies, so sometimes you need to contact a few brokers. Also, insurance companies can deal direct or via Agents.
Insurance Brokers Association of Ontario (IBAO) - association - http://www.ibao.org
Broker Listing: http://www.ibao.org/html/find_a_broker/index.asp
This is the member association of independant brokers and set out guidelines for behaviour. Your broker should be a member of this organization. They do not determine or dictate which insurance companies the members deal with though.
Cornerstone Insurance Brokers Ltd - broker - http://www.csib.org
Note: Contact info verified Jan 2008
Note: Purchased 'Michael Kaspard & Son Insurance Brokers LTD.'
Offices: Mississauga
Phone: 905 822 9665 ( old: 905 277 4158 )
Fax: 905 822 3756
Motorcycle specialists:
- Andrew DaSilva x225 (Andrew@csib.org)
- Avi Singh x 224 (avi@csib.org)
Holman Insurance - broker - http://www.holmanins.com
Note: Contact info verified Jan 2008
Offices: Markham
Tel: 905 886 5630
John Duffy Insurance Brokers Ltd. - broker - http://www.johnduffyinsurance.com
Offices: Markham
Tel: 905 479 2013
Note: Does lots of bikes
Contact: Brian
Canadian Insurance Brokers Inc. - broker - http://www.cibi.ca
Contact: Corrine Hamilton - email: corrineh@cibi.ca
Tel: 416 486 0951
Note: Tell her Jason referred you.
Murray Jackson - broker - no website
Contact: Gord Young (x303 gord@murrayjackson.ca)
Tel: 416 488 2214
Govier M P Insurance Brokers - broker - no website
Offices: Kitchener
Tel: 519 578 0252
-- Agents of companies
I list these separately so that you realize it's an individual office, but not actually the insurance company. It's complicated, so ask them to explain their relationship with the Insurance Company they represent.
-- Companies that sell through agents/brokers only (Ie: Not direct to you)
These are the actual insurance companies that do the policies - this is more of an informational listing - you need to find a broker that deals with them.
Kingsway General Insurance (via agents only) - http://www.kingsway-general.com
Note: Contact your local agent/broker!
Note*1: Insures more than 25% of the motocycles in Ontario!
Broker Search: See website for complete listing
Jevco (via brokers only) - http://www.jevco.ca
Note: Contact your local broker!
Note*1: Insures about 7% of the motorcycle market.
Broker Search: No direct listing. (Uses IBAO - see above)
Aviva (via agents only) - http://www.avivacanada.com
Note: Contact your local agent/broker!
Note: Doesn't do personal coverage any more - only corporate.
Note: Changed name from CGU Group Canada
Broker Search: (link on homepage)
Pilot Insurance (via brokers only) - http://www.pilot.ca
Note: Contact your local agent/broker!
Note: Must have other items (car, etc) with them as well.
Note: Very Restrictive list of bikes.
-- Companies listed below were mentioned in passing (ie: other threads),
-- but I am unable to find any real info on them. Post it if you have any info!
-- They may not provide motorcycle insurance, or may provide it through
-- a brokers, or have simply stopped providing it. Your milage may vary.
Traders General
Tel: ? -
Note: Deals through brokers
Dominion of Canada
Note: Deals through brokers
The Co-Operators Group
Note: Deals through brokers
-- Parent Company Ownership.
-- Ever wonder why different companies have the same attitude?
CVMG - Canadian Vintage Motocycle Group
Main: http://www.cvmg.ca/
If you've got an old bike (like 25+ years), contact these nice guys - lots of stuff specifically for vintage bikes.
-- End of List
If you know of another supplier, please reply to this thread and I'll add to this master list shortly! Support the biker community!
Last edited by WoBblyCaT; 10-22-2010 at 09:11 PM.
Reason: Updated contact info
Bike Friendly Ontario Insurance People [2008 edition!]
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