I would say GPbikes in Ajax for selection & price, but the TTC woun't get out there.
She could take the GO train.
According to google the Train Station is 2.1km from GP bikes
http://maps.google.ca/maps?f=d&hl=en...UTF8&z=15&om=1
Why can't she go on the bike without a jacket. Not the safest, but with @ least a denim jacket she should be OK. Just don't crash. Besides on the return journey she may have a jacket to wear.
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