Is there any daily/temporary insurance for riders who do not ride a lot in a year? If I ride just twice a month no point buying the full year?
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Is there any daily/temporary insurance for riders who do not ride a lot in a year? If I ride just twice a month no point buying the full year?
I tried getting some temporary insurance on a bike just to ride it home. Jevco said no way, but perhaps other insurance companies do?
i once able to do it for my car, with desjardins but im 21 they dont insure bikes under 25.
I really dont mind paying premium for the days i ride, it just doesnt make sense paying the full year which is awfully expensive at the first place for the days i dont ride. Insurance company in Ontario at least is awfully harsh, they want to get every penny from us. I think there will be a point where many of us could not afford it anymore and the price will drop.
It's not possible. There's a lot of legal stuff that needs to be done to get a vehicle on the road, and it isn't worth the cost for just a few days of coverage. This is why your insurance policy has a "minimum retained premium".
I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)
Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.
Current: 2001 Suzuki GSXR1000 (4th Season)
Previous: 1996 Honda VFR750F (4 Seasons)
Previous: 1998 Kawasaki Ninja EX250 (3 Seasons)
I guess that introduces another group of people risk riding without insurance, not that we cant afford it like some punks but its not logical. Thanks Canada!
What's the point of buying a bike if you're only going to ride it for a couple of days? You're better off renting.
Winter: '04 Acura TSX
Summer: '06 Ninja 650R
Daily: Coming Soon
If people with money ride without insurance simply because they don't ride much, that's just plain stupid. If they have money/assets to protect, then this is all the more reason why they need insurance.
As rideitlikeyoustoleit said -- if you only ride a couple times a year, you are better (and cheaper) off renting. gtaexotics has bikes that you can rent.
I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)
Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.
Current: 2001 Suzuki GSXR1000 (4th Season)
Previous: 1996 Honda VFR750F (4 Seasons)
Previous: 1998 Kawasaki Ninja EX250 (3 Seasons)
So what was your plan to call them the day you were planning on riding? i think everyone would do this if it was the case.
Or have set day each month when you are insured? what happens if it rains everyday your bike is insured?
Did you think this through before you asked?
2001 CBR F4i
" they say at 100mph water feels like concrete ,so you can imagine what concrete feels like " - Nicky Hayden
Ok, sounds like theres no temporary insurance, im getting the full year then.
No.
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