Reply With Quotewhats wrong with insurance?
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It is absolutely frustrating coming out of a movie theater to find your bike banged up, missing a mirror and your front brake lever snapped in two. Thank you Driver A-Hole that knocked my bike over and did not have the decency to leave a note for your carelessness and lack of attention. However I want to thank the kind gentleman that was decent enough to pick up my ride and leave a note with a phone number offering the best description of the vehicle and plate # that was responsible for the accident. Well with that said, anyone know of a place within the GTA area that can help me out acquiring some GS500 fairings for a decent price?
Crappy deal for me but I sincerely hope no one else goes through this type of BS. Safe riding everyone.
whats wrong with insurance?
This post does not provide any legal advice and readers should consult with their own lawyer for legal advice.
Man that sucks. I hate leaving my bike parked on streets or near busy traffic. Whenever possible i park in malls or stores with large lots in a spot that is away from other vehicles. You should try Ontario Salvage on Kingston Road for the fairings, they have tons and tons of fairings there strung from the roof and walls.
gstwin forums, ebay, list of all local junk yards is in the dealers section.
Sometimes repairing it yourself is cheaper than paying the deductible and one less claim on file even if its not at-fault.Originally Posted by OpenGambit
OP, I feel for you. But at least you got the plate & stuff. It could've been worse...you could've had someone knock over your bike, then given you a fake note (probably so the witnesses think that he/she was owning up to it)
"Tapped" was a very meager way of describing the damage. If you need a painter/plastic welder, I can vouch for the guy who repaired my bike. Matched the paint & you can't even tell that it got scratched up & cracked
That's the obvious answer. But OpenGambit seems like a pretty smart guy...so I doubt that was the answer he was looking for.
York U students need to stop responding to my posts.
If the other party can be identified, you don't pay the deductable. Not to mention this isn't an "not at fault" accident. its a comprehensive claim, same as getting your bike stolen.
People that don't claim for things when they should make me lol. You don't even make the insurance company **** you over, you do it yourself.
Last edited by OpenGambit; 05-07-2012 at 12:14 AM.
This post does not provide any legal advice and readers should consult with their own lawyer for legal advice.
Bike was knocked 3 times laat season
...no note
Downtown it happens a lot
QUOTE=OpenGambit;1788268]whats wrong with insurance?[/QUOTE]
in ontario...everything...
any sort of claim goes against you. even if its vandalism, theft etc, insurance companies see that and they dont forget it for 5 years.
you may not have jacked rates for a claim like this if you stay with your current insurance company, but if you try switching they generally count it against you.
Yes in an ideal situation you wont have to pay the deductible but what are the chances of that? A claim is a claim, it will show up on your file regardless.
Why would i make a claim if my bike was knocked over (assuming you dont find out who, which is most cases) and the repair cost is a few hundred bucks? You are ******* yourself over even more by making a claim.
Good on you, you paid for insurance and you don't use it. why do you even buy comprehensive then?
i claim all legitimate damage to all my vehicles. My insurance rate for a 848 streetfigher is 875 bucks a year.
keep screwing yourself over.
Last edited by OpenGambit; 05-07-2012 at 01:18 AM.
This post does not provide any legal advice and readers should consult with their own lawyer for legal advice.
i pay $527/year full coverage on a 07 harley, first year with bike insurance...still have m1 because my old m2 expired, no claims in over 5 years on a car, no at fault claims ever.
because those are comparable bikes for insurance purposes.
This post does not provide any legal advice and readers should consult with their own lawyer for legal advice.
lol well i dont own a duke...im not gonna say i got quotes on one because i didnt.because those are comparable bikes for insurance purposes.
but my insurance company goes by CC not bike class as long as its not turbo.
Ecto • 2006 Honda VeeFourRoad 800A (Pearl Black)
I'm too sexy for my turban.
Just because he has a plate number doens't mean thats the right person...
Justify it with nonsense? What nonsense? You telling someone to claim it with the insurance company is nonsense.
Would telling the insurance company to fix it for $10 + a $500 deductible justify a premium increase of $300 per year for 6 years? <<<<<<<<< Not exact figures... but a rough estimate, but im sure you were smart enough to notice that.
Last edited by Sushii; 05-07-2012 at 08:14 AM.
Whats so funny about that statement? Statefarm goes by CC rather than classes...
that sucks, man... maybe you should look into making the bike naked? all you'd need is a headlight, bracket and mirrors. If you'd like a hand, or pics of what it would look like after, then shoot me a PM. sounds like you're in my area anyway
Last edited by tricky; 05-07-2012 at 08:39 AM.
Really? So you're telling me that insuring a 1199 Ducati Panigale and a 1200cc cruiser will be the same price at State Farm?
Ecto • 2006 Honda VeeFourRoad 800A (Pearl Black)
I'm too sexy for my turban.
YepReally? So you're telling me that insuring a 1199 Ducati Panigale and a 1200cc cruiser will be the same price at State Farm?
A gold wing is more expensive than a busa
It's all cc at statefarm.
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