Quote Originally Posted by OpenGambit View Post
York U students need to stop responding to my posts.

If the other party can be identified, you don't pay the deductable. Not to mention this isn't an "not at fault" accident. its a comprehensive claim, same as getting your bike stolen.

People that don't claim for things when they should make me lol. You don't even make the insurance company **** you over, you do it yourself.
Yes in an ideal situation you wont have to pay the deductible but what are the chances of that? A claim is a claim, it will show up on your file regardless.

Why would i make a claim if my bike was knocked over (assuming you dont find out who, which is most cases) and the repair cost is a few hundred bucks? You are ******* yourself over even more by making a claim.