Quote Originally Posted by C-Note View Post
So you are saying that an animal ran on to the road and you swerved to avoid it and went down right?
Doesn't count, you have to hit the animal. There's was an article a few years back in the Sun about this guys daughter that swerved to avoid a moose or deer up north, She was in a small car and went into the ditch. Insurance put her 100% at fault, basically they said if she had hit the animal she wouldn't have been at fault.