Mine went up about $300/yr with kingsway in 08.
I lowsided my 03 Katana a few years back and IIRC the appraisal was $4500 in Damages, Obviously they wrote it off. I ended up buying it back for $1300, put a new engine cover ($120) on it and rode it as is for another year and added another 35K in mileage on it. Then I stripped off all my upgrades, sold them separately and sold the bike for $1100 with 116K on it.
FYI leaking oil isn't always a bike deal and can be as simple to fix as changing an engine cover.
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