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Be careful with state farm!!! I wrote off my 08 R6, they cut me a HUGE cheque, covered all of my aftermarket goodies, onboard camera, etc. even without receipts.
When I bought my new bike, my agent asked me to fax her all the receipts when I "upgrade" it this time. One of the first mods I did was the Power Commander V, and when I faxed them the receipt, they said they would be unable to insure me if the Power Commander was installed on my bike!!! I asked why and they said "because it is specifically designed to increase the horsepower", but technically I'm using with the AutoTune to save fuel (18% in fact!), but they didn't want to hear it. They said either the power commander goes, or they go! When I faxed them the receipt for my Two Brothers muffler I called and asked if that was exclude me from coverage as well and they said "No, it's just a slip-on. It's designed for sound, not horsepower. If it was a full system then yes."
Sounds like it's not only TD that's getting picky.
-Jamie M.
Scarborough group ride 4.0! Every Sunday, 1:30, Timmies at KC!!! Facebook group!! ^^^ OMG ROFL!!! ^^^
Dress for the crash, not for the ride...
I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)
Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.
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