$1996.80 /yr? Maybe his location + cc has something to do with it but that doesn't sound like a particularly good rate. For comparison, I'm substantially younger than your uncle, have 2 speeding tickets on my record, 1 cancellation of policy due to failure to pay (frustrating ordeal over a $4 discrepancy but a story for another time) and own a 2001 F4i (599cc). I pay $1200 annually in North York. That cancellation smear on my record luckily did not seem to factor into my bike insurance but, on my car, it's like having an at fault accident.
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