Is this a good rate ?

[Brar]

okay so my uncle is 45 has his m1 and has a 2006 ninja zx6r it is a 636cc engine size and my uncle got a quote for 166.40$$ a month he has a clean driving record but his wife got in a accident and wasnt her fault in the accident. tmw we seal the deal just need some feedback guys ps he lives in BRAMPTON ontario by bovaird and bramelea

[AF4iK]

$1996.80 /yr? Maybe his location + cc has something to do with it but that doesn't sound like a particularly good rate. For comparison, I'm substantially younger than your uncle, have 2 speeding tickets on my record, 1 cancellation of policy due to failure to pay (frustrating ordeal over a $4 discrepancy but a story for another time) and own a 2001 F4i (599cc). I pay $1200 annually in North York. That cancellation smear on my record luckily did not seem to factor into my bike insurance but, on my car, it's like having an at fault accident.

[Brar]

just thought that maybe when he does the safe riding course at humber and get his m2 it would be cheaper ?

[boodah519]

Mine didn't change after getting my M or taking a course.

I'm 28 and only have bike insurance, no car, on an R1 (1000cc) and I pay $1100 a year with State Farm

[toysareforboys]

okay so my uncle is 45 has his m1 and has a 2006 ninja zx6r it is a 636cc engine size and my uncle got a quote for 166.40$$ a month he has a clean driving record but his wife got in a accident and wasnt her fault in the accident. tmw we seal the deal just need some feedback guys ps he lives in BRAMPTON ontario by bovaird and bramelea

Make sure he is signing up with State Farm. They won't charge him extra because of his M1.

Call Katherine - (866) 930-1221 - For the best quote tell her Crazy Jamie sent you.

-Jamie M.

[l2iceman]

Weird..I just picked up a 2005 636...cheapest I got quoted was 119 per month for basic coverage...I'm 28, full m, one minor ticket, no at fault accidents, claims etc...

And this is with statefarm(had to call three diff agents to get that rate)...

[VifferFun]

What company is the quote with? Your uncle should be quoting with the following:

- State Farm
- TD Insurance (or Meloche Monnex if he's a member of a qualifying group)

[jeffjones]

Weird..I just picked up a 2005 636...cheapest I got quoted was 119 per month for basic coverage...I'm 28, full m, one minor ticket, no at fault accidents, claims etc...

And this is with statefarm(had to call three diff agents to get that rate)...

Bring a car to them and it will go down 40%.

[daisoman]

Too expensive shop around.