Putting my father's name under ownership. But he has no M license.

[Platinum Cycle]

How is it misrepresentation? He stated that his broker KNOWS she does not drive it and that he does.

Many insurers won't even insure you if you aren't licensed for the kind of vehicle you're insuring.

I am sure there is more to the story.

Don't yuo just get the idea that everyone is trying to come up with an angle to screw the insurance company.

Any story that starts out like......."this is what I told my insurance company"......and ends with...."and my premiums were lower than they would have otherwise been"......Is most likely based on a misrepresentation of some sort.